503 Lottie St, Waco, TX 76704 Property Records

McLennan County property record for 503 Lottie St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1915
Lot Size	0.155 acres (6,750 sqft)
Owner	Trust Name on File
Last Sale	$44,800 (May 2020)
Tax Bill	$1,080 (2025)
Deeds & Mortgages	May 2020 Line of Credit Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-045600-004200-0`

Property Details

APN / Parcel Number

Primary APN	`48-045600-004200-0`
Alternative APNs	`4804560000420000111` `197818`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Wood

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1962
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	503 LOTTIE ST
City	WACO
State	TX
Zip	76704-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WITT LOT 2 BLOCK 4 ACRES .155
Legal Subdivision	WITT
Legal Block	4
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2019
Census Tract	1500

Owner

503 Lottie St is held in a trust since May 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	1239 STILLWATER RD, WACO, TX 76708-7606
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH
Mar 20, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	Mar 20, 2020
Deed Document Number	202014432
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 5, 2020
Property Address	503 LOTTIE ST, WACO, TX 76704-2470
Document Number	0000014432
Instrument Date	May 5, 2020
Instrument	14432
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1239 STILLWATER WACO TX 76706, WACO, TX 76706

Mortgage

Document Number	14433
Date	May 5, 2020
Instrument	14433

Lender

Name	BANCORPSOUTH
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 20, 2020
Property Address	503 LOTTIE ST, WACO, TX 76704-2470
Document Number	0000009422
Instrument Date	Mar 19, 2020
Instrument	9422
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423

Tax Assessment & Valuation

The 2025 property tax bill for 503 Lottie St was $1,080, up 19.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,650 (+78.17%) Land $12,150 Building $73,500	$85,650 (-) Land $12,150 Building $73,500
2025	$1,080.00 (+19.6%)	$48,072 Land $12,150 Building $73,500	$85,650 Land $12,150 Building $73,500
2024	$903.00
2023		$43,690 Land $12,150 Building $31,540	$43,690 Land $12,150 Building $31,540
2022	$979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Lottie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Lottie St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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