503 Locust St, Cincinnati, OH 45216 Property Records

Hamilton County property record for 503 Locust St, Cincinnati, OH 45216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,288 sqft · built 1902
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$53,900 (Nov 1998)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`661-0001-0316-00`

Property Details

APN / Parcel Number

Primary APN	`661-0001-0316-00`
Alternative APN	`0046590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,472 sqft
1st Floor Area	736 sqft
Upper Floors Area	589 sqft
Basement Area	736 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Porch	Slab
Porch Area	168 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	503 LOCUST ST
City	CINCINNATI
State	OH
Zip	45216-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	503 LOCUST ST 25 X 125 LOT 533 L C HOPKINS 3RD SUB
Legal Subdivision	HOPKINS 3RD SUB
Legal Lot Number	533
Jurisdiction	HAMILTON OH
Township / Civil Division	ELMWOOD PLACE
Census Block Group	3
Census Block	3001
Census Tract	25700

Owner

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 LOCUST ST, CINCINNATI, OH 45216-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 1998 · Amount on Record
Deed Sale	Nov 12, 1998 · Amount on Record
Deed Document Number	1998214749
Deed Book / Page	7805 / 2793
Last Transfer Date	Aug 27, 2015
Transfer Doc	0000097610
Record Updated	Oct 29, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	503 LOCUST ST, CINCINNATI, OH 45216-2326
Document Number	0000046001
Book / Page	013423 / 000585
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 LOCUST ST CINCINNATI OH 452162326, CINCINNATI, OH 45216-2326

Mortgage

Document Number	0000046001
Date	May 23, 2017
Book Page	013423/000585
Instrument	46001

Lender

Name	COMMONWEALTH UNITED MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	May 22, 2057

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Elmwood Place Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 (+0.28%)	$20,924 (+0.01%) Land $2,678 Building $18,246	$59,780 (-) Land $7,650 Building $52,130
2024	$1,406.00 (-3.76%)	$20,922 (-) Land $2,677 Building $18,245
2023	$1,461.00 (+40.21%)	$20,922 (+90.74%) Land $2,677 Building $18,245	$59,780 (+90.75%) Land $7,650 Building $52,130
2022	$1,042.00 Homeowner's exemption	$10,969 Land $2,142 Building $8,827
2020			$31,340 Land $6,120 Building $25,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2001)
Most Recent Claim	Oct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30