Oneida County and Utica City property record for 503 Keyes Rd, Utica, NY 13502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,430 sqft · built 1960 |
| Lot Size | 0.184 acres (8,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Nov 2017) |
| Tax Bill | $831 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 307.16-2-64 |
| Primary APN | 301600 307.16-2-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,050 sqft (0.184 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17.222600 |
|---|---|
| Street Address | 503 KEYES RD |
| City | UTICA |
| State | NY |
| Zip | 13502-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-02-08-025 70X115 307.016-0002-064.000/0000 |
| Legal Block | 2 |
| Legal Lot Number | 64.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21601 |
Source: Oneida County and Utica City records · APN 301600 307.16-2-64
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 KEYES RD, UTICA, NY 13502-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit ADIRONDACK BANK |
| Nov 09, 2017 | Quit Claim Deed, Transfer · ARM ADIRONDACK BANK |
| Jul 31, 2017 | Trustee's Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2017 · Amount on Record |
| Deed Sale | Nov 09, 2017 · Amount on Record |
| Prior Sale | Jul 31, 2017 · Amount on Record |
| Deed Document Number | 201717168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 503 KEYES RD, UTICA, NY 13502-2027 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003188 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024-003188 |
| Name | ADIRONDACK BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 09, 2017 |
| Property Address | 503 KEYES RD, UTICA, NY 13502-2027 |
| Document Number | 0000017168 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 2017-017168 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 KEYES RD, UTICA, NY 13502-2027 |
| Document Number | 0000017169 |
|---|---|
| Date | Nov 09, 2017 |
| Instrument | 2017-017169 |
| Name | ADIRONDACK BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Dec 01, 2027 |
| Index | Other |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 31, 2017 |
| Property Address | 503 KEYES RD, UTICA, NY 13502-2027 |
| Document Number | 0000011180 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 11180 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 60 LIVINGSTON AVENUE EP-MN-WS3D ST PAUL MN 55107, ST PAUL, MN 55107 |
| Investor | Possibly a Property Investor |
Source: Oneida County and Utica City records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $831.00 (-75.25%) | $62,000 (-) Land $12,500 Building $49,500 | $167,550 (+16.2%) Land $33,780 Building $133,770 |
| 2023 | $62,000 (-) Land $12,500 Building $49,500 | $144,186 (+11.63%) Land $29,070 Building $115,116 | |
| 2022 | $3,357.00 | $62,000 Land $12,500 Building $49,500 | $129,167 Land $26,042 Building $103,125 |
Source: FEMA National Flood Hazard Layer as of September 26, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 334 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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