Clay County property record for 503 Kay Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,388 sqft · built 1988 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Aug 2021) |
| Tax Bill | $3,042 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-24-005951-001-38 |
| Primary APN | 08-05-24-005951-001-38 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,388 sqft Heated Area |
| Gross Area | 1,860 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,658 sqft (1.14 acres) |
| Lot Dimensions | 300 ft deep x 164 ft wide |
| Garage Area | 447 sqft |
| Porch | Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 503 KAY RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF N1/2 S8T5R24 AS REC O R4492 PG 478, 4918 PG 1197, 4943 PG 817 & 4958 PG 29 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 08 |
| Legal Subdivision | ARMSTRONG S/D |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30103 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 503 KAY RD, MIDDLEBURG, FL 32068-4619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2021 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on Record |
| Deed Sale | Aug 6, 2021 · Amount on Record |
| Prior Sale | Aug 6, 2021 · Amount on Record |
| Deed Document Number | 0044920478 |
| Deed Book / Page | 4492 / 478 |
| Last Transfer Date | Aug 8, 2025 |
| Transfer Doc | 0049580029 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 6, 2021 |
| Property Address | 503 KAY RD, MIDDLEBURG, FL 32068-4619 |
| Document Number | 0044920478 |
| Book / Page | 4492 / 478 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021048643 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4940 CHICKPEA ST, 4940, MIDDLEBURG, FL 32068-5914 |
| Name | Verified Name |
|---|---|
| Address | 503 KAY RD, MIDDLEBURG, FL 32068-4619 |
| Document Number | 4492480 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 4492/480 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 7, 2018 |
| Property Address | 503 KAY RD, MIDDLEBURG, FL 32068-4619 |
| Document Number | 0040810715 |
| Book / Page | 4081 / 0715 |
| Instrument Date | May 3, 2018 |
| Instrument | 2018023160 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | MIDDLEBURG, FL 00000 |
| Name | Verified Name |
|---|---|
| Address | 503 KAY RD, MIDDLEBURG, FL 32068-4619 |
| Investor | Possibly a Property Investor |
| Document Number | 2018023161 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 2018023161 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,042.00 (-3.67%) Homeowner's exemption | $239,646 (+5.99%) | $276,240 (+13.87%) Land $57,000 Building $219,240 |
| 2023 | $3,158.00 (+7.05%) Homeowner's exemption | $226,110 (+3%) | $242,593 (+10.51%) Land $33,600 Building $208,993 |
| 2022 | $2,950.00 Homeowner's exemption | $219,525 Land $28,000 Building $191,525 | $219,525 Land $28,000 Building $191,525 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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