503 George St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 503 George St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,372 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Feb 2021)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`052-300-034-00`

Property Details

APN / Parcel Number

Primary APN	`052-300-034-00`

Interior

Full Baths	1 Bath
Building Area	1,372 sqft Building Perimeter
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	134 ft deep x 54 ft wide
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	503 GEORGE ST
City	STURGIS
State	MI
Zip	49091-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41. HAGERMAN & FREELAND 2ND ADD CITY OF STURGIS.
Legal Subdivision	HAGERMAN & FREELAND 2ND ADD
Legal Lot Number	41
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2005
Census Tract	40700

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	503 GEORGE ST, STURGIS, MI 49091-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 2, 2018	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Apr 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Feb 12, 2021	Warranty Deed, Transfer · Line of Credit STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Jun 5, 2006 · Amount on Record
Deed Document Number	20211492
Last Transfer Date	Apr 19, 2021
Transfer Doc	2021004355
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	503 GEORGE ST, STURGIS, MI 49091-1103
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 LAURI LN, STURGIS, MI 49091-9111

Mortgage

Document Number	2020000150
Date	Apr 9, 2020
Instrument	2020000150

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Aug 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	503 GEORGE ST, STURGIS, MI 49091-1103
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01902/0474
Date	Feb 2, 2018
Book Page	1902/0474

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Feb 1, 2044

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	503 GEORGE ST, STURGIS, MI 49091-1103
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 GEORGE ST, STURGIS, MI 49091-1103
Investor	Possibly a Property Investor

Mortgage

Document Number	2022005739
Date	Jun 22, 2022
Instrument	2022005739

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 23, 2021
Property Address	503 GEORGE ST, STURGIS, MI 49091-1103
Document Number	2021004355
Map Reference	LB 1 PG 70
Instrument Date	Apr 19, 2021
Instrument	2021004355
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69800 WHITE SCHOOL RD, STURGIS, MI 49091-9253
Investor	Possibly a Property Investor

Mortgage

Date	Apr 23, 2021

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	9.37%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 12, 2021
Property Address	503 GEORGE ST, STURGIS, MI 49091-1103
Document Number	2021001492
Map Reference	LB 1 PG 70
Instrument Date	Oct 21, 2020
Instrument	2021001492
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 GEORGE ST, STURGIS, MI 49091-1103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1089 HOLMES RD, BRONSON, MI 49028-9407

Mortgage

Date	Feb 12, 2021

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,100 (+7.38%) Land $5,200 Building $71,900	$154,200 (+7.38%) Land $10,400 Building $143,800
2025	$2,232.00 Homeowner's exemption	$71,800 Land $4,500 Building $67,300	$143,600 Land $9,000 Building $134,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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