Monroe County property record for 503 Geiger Cir, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,693 sqft · built 1982 |
| Lot Size | 0.322 acres (14,043 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,700,000 (Jul 2021) |
| Tax Bill | $19,023 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00503090-000000 |
| Primary APN | 00503090-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,693 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,043 sqft (0.322 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 416 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 772 sqft |
| Deck Area | 1,656 sqft |
| Patio Area | 7,656 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1620971 |
|---|---|
| Street Address | 503 GEIGER CIR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 11 LT 7 KEY LARGO BEACH ADDITION PB4-22 OR121-159/160 OR759-295 OR794-1379 OR797-266 OR804-2214 OR837-2401 OR1019-1084 OR1039-1792 OR1067-528 OR1192-156/57 OR1207-1118 OR1231-1268 OR1231-1269 OR1256-1554 OR2012-636 OR3111-0512 OR3161-1358 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | KEY LARGO BEACH ADD |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4544 SW 195TH WAY, MIRAMAR, FL 33029-6202 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 16, 2022 | Correction Deed |
| Jul 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 19, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2004 · Amount on Record |
| Deed Document Number | 20212329268 |
| Deed Book / Page | 3111 / 512 |
| Prior Transfer Date | Jun 14, 2021 |
| Prior Transfer Doc | 0031611358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 2, 2026 |
| Property Address | 503 GEIGER CIR, KEY LARGO, FL 33037-4209 |
| Document Number | 0002559199 |
| Book / Page | 3400 / 1866 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20262559199 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0002559199, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 3400/1866 |
| Instrument | 20262559199 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 16, 2022 |
| Property Address | 503 GEIGER CIR, KEY LARGO, FL 33037-4209 |
| Document Number | 0031611358 |
| Book / Page | 3161 / 1358 |
| Map Reference | MB 4 PG 22 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2366177 |
| Record Updated | Apr 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 37 SE MARLIN AVE, 37, KEY LARGO, FL 33037-4713 |
| Name | Verified Name |
|---|---|
| Address | 4544 SW 195TH WAY, MIRAMAR, FL 33029-6202 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 9, 2021 |
| Property Address | 503 GEIGER CIR, KEY LARGO, FL 33037-4209 |
| Document Number | 0031110512 |
| Book / Page | 3111 / 512 |
| Map Reference | MB 4 PG 22 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2329268 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | THE CLOSING TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 MARLIN LN, 37, KEY LARGO, FL 33037-5286 |
| Name | Verified Name |
|---|---|
| Address | 4544 SW 195TH WAY, MIRAMAR, FL 33029-6202 |
| Document Number | 3111514 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 3111/514 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 503 GEIGER CIR, KEY LARGO, FL 33037-4209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029950651 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 2995/0651 |
| Instrument | 2245161 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | KEY LARGO, FL 33037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Sep 5, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,023.00 (+10.01%) | $2,184,889 (+14.61%) Land $963,153 Building $1,221,736 | $2,184,889 (+14.61%) Land $963,153 Building $1,221,736 |
| 2024 | $17,292.00 (+5.74%) | ||
| 2023 | $16,353.00 (+14.05%) | $1,906,438 (+11.08%) Land $882,890 Building $1,023,548 | $1,906,438 (+11.08%) Land $882,890 Building $1,023,548 |
| 2022 | $14,339.00 | $1,716,218 Land $705,166 Building $1,011,052 | $1,716,218 Land $705,166 Building $1,011,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures