503 Gale St, Elgin, IL 60123 Property Records

Kane County property record for 503 Gale St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,504 sqft · built 1987
Lot Size	0.142 acres (6,190 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2020)
Tax Bill	$5,572 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-401-017`

Property Details

APN / Parcel Number

Primary APN	`06-21-401-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	2,256 sqft
Basement Area	752 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	6,190 sqft (0.142 acres)
Lot Dimensions	122 ft deep x 51 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	503 GALE ST
City	ELGIN
State	IL
Zip	60123-6984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURNIDGE BROS IND PARK COLLEGE VIEW THAT PART OF LOT 37 DESC IN SURVEY
Legal Subdivision	BURNIDGE BROS IND PARK
Legal Block	2
Legal Lot Number	37
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2031
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 GALE ST, ELGIN, IL 60123-6984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Dec 17, 2003 · Amount on Record
Deed Document Number	202013370
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 13, 2020
Property Address	503 GALE ST, ELGIN, IL 60123-6984
Document Number	0000013370
Map Reference	DOC 1220393
Instrument Date	Mar 10, 2020
Instrument	2020K013370
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2804 RADIANT FLAME AVE, 2804, HENDERSON, NV 89052-5021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 GALE ST, ELGIN, IL 60123-6984
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013371
Date	Mar 13, 2020
Instrument	2020K013371

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,572.00 (+15.82%) Homeowner's exemption
2024		$74,641 (+21.4%) Land $13,895 Building $60,746	$224,013 (+21.44%) Land $41,702 Building $182,311
2022	$4,811.00 (+4.75%) Homeowner's exemption	$61,486 (+6.96%) Land $11,446 Building $50,040	$184,458 (+6.96%) Land $34,338 Building $150,120
2021	$4,593.00 Homeowner's exemption	$57,485 Land $10,701 Building $46,784	$172,455 Land $32,103 Building $140,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20