Okaloosa County property record for 503 Gadwell St, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,392 sqft · built 2015 |
| Lot Size | 0.297 acres (12,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Sep 2025) |
| Tax Bill | $4,628 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-063-0573-3 |
| Primary APN | C56-001-063-0573-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,392 sqft Heated Area |
| Gross Area | 4,193 sqft |
| 1st Floor Area | 3,392 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 12,960 sqft (0.297 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 381 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 503 GADWELL ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH I LOT 13 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 20701 |
503 Gadwell St is owned and occupied by an individual who bought it in September 2025.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 503 GADWELL ST, CRESTVIEW, FL 32539-6741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 27, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on File |
| Deed Sale | Sep 15, 2025 · Amount on File |
| Prior Sale | Jun 27, 2017 · Amount on File |
| Deed Document Number | 3773167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 15, 2025 |
| Property Address | 503 GADWELL ST, CRESTVIEW, FL 32539-6741 |
| Document Number | 0003773167 |
| Map Reference | MB 27 PG 5-10 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 3773167 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | CONNECTION TITLE AGENCY/NJ LLC, CONNECTION TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3969 RIVER BIRCH ST, WELLINGTON, CO 80549-2097 |
| Name | Verified Name |
|---|---|
| Address | 503 GADWELL ST, CRESTVIEW, FL 32539-6741 |
| Document Number | 0003773168 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 3773168 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 27, 2017 |
| Property Address | 503 GADWELL ST, CRESTVIEW, FL 32539-6741 |
| Document Number | 0033054484 |
| Book / Page | 3305 / 4484 |
| Map Reference | MB27 PG5 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 3143835 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 503 GADWE ST, CRESTVIEW, FL 32539-6741 |
| Document Number | 0003143836 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 3143836 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 503 Gadwell St was $4,628 with a homeowner's exemption, up 2.5% from the year before.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,628.00 (+2.53%) Homeowner's exemption | $333,548 (+2.9%) | $421,101 (-8.31%) Land $47,235 Building $373,866 |
| 2024 | $4,514.00 (+2.15%) Homeowner's exemption | $324,148 (+3%) | $459,246 (-1.75%) Land $42,941 Building $416,305 |
| 2023 | $4,419.00 (+2.77%) Homeowner's exemption | $314,707 (+3%) | $467,427 (+6.66%) Land $40,131 Building $427,296 |
| 2022 | $4,300.00 Homeowner's exemption | $305,541 | $438,231 Land $37,506 Building $400,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 503 Gadwell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 503 Gadwell St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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