503 Ferry St, Loudon, TN 37774 Property Records

Loudon County property record for 503 Ferry St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1930
Lot Size	0.189 acres (8,242 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2024)
Tax Bill	$1,155 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Oct 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`053041B F 00600`

Property Details

APN / Parcel Number

Primary APN	`053041B F 00600`
Alternative APNs	`041B F 00600 000041B` `041B F 00600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,242 sqft (0.189 acres)
Lot Dimensions	90 ft deep x 93 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	267 sqft
Deck Area	120 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	041B F 00600 000041B
Street Address	503 FERRY ST
City	LOUDON
State	TN
Zip	37774-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	TOWN OF LOUDON 163 1 044D F 044D 01700 000
Legal Subdivision	TOWN OF LOUDON
Legal Lot Number	163 164
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2020
Census Tract	60600

Owner

503 Ferry St is owned and occupied by an individual who bought it in August 2024.

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	503 FERRY ST, LOUDON, TN 37774-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 20, 2023	Warranty Deed, Construction Loan · Construction Mortgage UPGRADED PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on File
Deed Sale	Aug 21, 2024 · Amount on File
Prior Sale	Oct 20, 2023 · Amount on File
Deed Document Number	24006994
Deed Book / Page	D476 / 681
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Aug 21, 2024
Property Address	503 FERRY ST, LOUDON, TN 37774-1426
Document Number	00D476/681
Book / Page	D476 / 681
Instrument Date	Aug 20, 2024
Instrument	24006994
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 KERRY ST, LOUDON, TN 37774

Mortgage

Document Number	0024006996
Date	Aug 21, 2024
Instrument	24006996

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

October 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Oct 20, 2023
Property Address	503 FERRY ST, LOUDON, TN 37774-1426
Document Number	00D467/183
Book / Page	D467 / 183
Instrument Date	Oct 19, 2023
Instrument	23009526
Transaction Type	Construction Loan
Record Updated	Jan 23, 2026
Title Company	SOUTHEASTERN TTL & ABSTRACT

Transaction

Amount	Amount on Record
Tax	$244.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3335 BRANCH HILL LN, KNOXVILLE, TN 37931-3572

Mortgage

Document Number	0023009527
Date	Oct 20, 2023
Instrument	23009527

Lender

Name	UPGRADED PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	10 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 503 Ferry St was $1,155, up 174.3% from the year before.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,155.00 (+174.35%)	$39,075 (+174.69%) Land $4,100 Building $34,975
2024	$421.00	$14,225 (-) Land $4,100 Building $10,125
2023		$14,225 (-) Land $4,100 Building $10,125
2022	$156.00	$14,225 Land $4,100 Building $10,125	$56,900 (-63.6%) Land $16,400 Building $40,500
2021			$156,300 Land $16,400 Building $139,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 503 Ferry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Ferry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferry St

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