503 Emerson Dr, Lexington, KY 40505 Property Records

Lexington-Fayette Urban County property record for 503 Emerson Dr, Lexington, KY 40505

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,281 sqft · built 1950
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Tax Bill	$1,813 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2023 Mortgage + 3 more
APN	`14321115`

Property Details

APN / Parcel Number

Primary APN	`14321115`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,281 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	503 EMERSON DR
City	LEXINGTON
State	KY
Zip	40505-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	LOT 23; BOOK: 2281 PAGE: 380
Legal Subdivision	MEADOWS SUBDIVISION UNIT NO 7
Legal Block	R
Legal Lot Number	23
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	1500

Owner

503 Emerson Dr is owned and occupied by an individual.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	503 EMERSON DR, LEXINGTON, KY 40505-3339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Jul 28, 2022	Deed of Trust, Mortgage REPUBLIC BANK & TRUST CO
Mar 30, 2017	Deed of Trust, Mortgage REPUBLIC BK & TR CO
Jan 22, 2018	Deed of Trust, Mortgage LIMESTONE TITLE KY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	503 EMERSON DR, LEXINGTON, KY 40505-3339
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 EMERSON DR, LEXINGTON, KY 40505-3339

Mortgage

Document Number	MB11142/505
Date	Jan 21, 2026
Book Page	MB 11142/505
Instrument	202601210100

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 13, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	503 EMERSON DR, LEXINGTON, KY 40505-3339
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	ACUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 EMERSON DR, LEXINGTON, KY 40505-3339

Mortgage

Document Number	MB10681/612
Date	Aug 1, 2023
Book Page	MB 10681/612
Instrument	202308010076

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Margin	3
Max Rate	11.7%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	503 EMERSON DR, LEXINGTON, KY 40505-3339
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000491/557
Date	Jul 28, 2022
Book Page	0491/557

Lender

Name	REPUBLIC BANK & TRUST CO

Agreement

Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	503 EMERSON DR, LEXINGTON, KY 40505-3339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8804/032
Date	Mar 30, 2017
Book Page	8804/032

Lender

Name	REPUBLIC BK & TR CO

Agreement

Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	503 EMERSON DR, LEXINGTON, KY 40505-3339
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0009024495
Date	Jan 22, 2018
Book Page	9024/495

Lender

Name	LIMESTONE TITLE KY

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 503 Emerson Dr was $1,813, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,813.00 (+1.91%)	$143,900 (-)	$143,900 (-)
2025	$1,779.00	$143,900	$143,900
2023	$1,779.00	$143,900	$143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 503 Emerson Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 503 Emerson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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