503 Elena Ln, San Clemente, CA 92672 Property Records

Orange County property record for 503 Elena Ln, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,111 sqft · built 2013
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on Record
Last Sale	$1,040,000 (Dec 2015)
Tax Bill	$12,437 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`692-044-26`

Property Details

APN / Parcel Number

Primary APN	`692-044-26`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,111 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Family
Lot Area	4,000 sqft (0.092 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	503 ELENA LN
City	SAN CLEMENTE
State	CA
Zip	92672-5476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 785 BLK 2 LOT 10
Legal Subdivision	TRACT NO 785
Legal Tract	785
Legal Block	2
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4003
Census Tract	42116

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	124 CRAIG WAY, LOS GATOS, CA 95032-3813
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CLIFFORD R RAYNES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Deed Document Number	2015646206
Last Transfer Date	Aug 14, 2020
Transfer Doc	0000457461
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	503 ELENA LN, SAN CLEMENTE, CA 92672-5476
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 ELENA LN, SAN CLEMENTE, CA 92672-5476

Mortgage

Document Number	0000141883
Date	Mar 1, 2021
Instrument	2021000141883

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	1-Month LIBOR
Margin	3
Max Rate	7.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	503 ELENA LN, SAN CLEMENTE, CA 92672-5476
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088688
Date	Mar 21, 2019
Instrument	2019000088688

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 12, 2049

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 1, 2020
Property Address	503 ELENA LN, SAN CLEMENTE, CA 92672-5476
Document Number	0000457461
Instrument Date	Aug 14, 2020
Instrument	457461
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2521 BUNYA ST NEWPORT BEACH CA 926604119, NEWPORT BEACH, CA 92660-4119

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	503 ELENA LN, SAN CLEMENTE, CA 92672-5476
Document Number	0000048692
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	124 CRAIG WAY LOS GATOS CA 950323813, LOS GATOS, CA 95032-3813

Mortgage

Document Number	0000048692
Date	Feb 15, 2019
Instrument	48692

Lender

Name	CLIFFORD R RAYNES
Address	260 KING ST # 769, SAN FRANCISCO, CA 94107-6412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,255,768 (+2%) Land $1,113,885 Building $141,883
2025	$12,437.00 (+3.89%)	$1,231,146 (+4.04%) Land $1,092,045 Building $139,101
2023	$11,971.00 (+1.94%)	$1,183,340 Land $1,049,640 Building $133,700
2022	$11,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 957 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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