Harford County property record for 503 Echols Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,919 sqft Total Area |
| Lot Size | 9,506 sqft (0.218 acres) |
| Garage | Attached, 275 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2021) |
| Tax Bill | $2,867.00 (2025) |
| Primary APN | 01-125753 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,919 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,506 sqft (0.218 acres) |
| Depth X Width | 196 ft x 17 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 275 sqft Garage |
| Deck Area | 72 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 125753 |
|---|---|
| Street Address | 503 ECHOLS CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-3706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 21 80/17X196 5O3 ECHOLS CT JOPPATOWNE SC 2 P 11/109 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 97 |
| Legal Lot Number | 21,5O3 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-125753
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 ECHOLS CT, JOPPA, MD 21085-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Oct 28, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage JFQ LENDING INC |
| Mar 10, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage DIRECT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2021 · Amount on Record |
| Deed Sale | Mar 10, 2021 · Amount on Record |
| Deed Book / Page | 14567 / 37 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 503 ECHOLS CT, JOPPA, MD 21085-3706 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 503 ECHOLS CT, JOPPA, MD 21085-3706 |
| Document Number | 0160800360 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | 16080/360 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 503 ECHOLS CT, JOPPA, MD 21085-3706 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 503 ECHOLS CT, JOPPA, MD 21085-3706 |
| Document Number | 0156800317 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 15680/317 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Nov 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 10.4% |
| Index | Prime Rate |
| Max Rate | 10.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 503 ECHOLS CT, JOPPA, MD 21085-3706 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0151390475 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 15139/475 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 10, 2021 |
| Property Address | 503 ECHOLS CT, JOPPA, MD 21085-3706 |
| Document Number | 0145670037 |
| Book / Page | 14567 / 37 |
| Map Reference | MB GRG11 FO 109 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 503 ECHOLS CT, JOPPA, MD 21085-3706 |
| Document Number | 0001456743 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 14567/43 |
| Name | DIRECT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,567 (+23.01%) | $307,300 (+16.8%) Land $69,300 Building $238,000 | |
| 2025 | $2,867.00 (+23.79%) | ||
| 2023 | $237,833 | $263,100 Land $69,300 Building $193,800 | |
| 2022 | $2,316.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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