Okaloosa County property record for 503 E Timberlake Dr, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,541 sqft · built 1990 |
| Lot Size | 0.286 acres (12,466 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Dec 2023) |
| Tax Bill | $3,351 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-8994-8 |
| Primary APN | C56-000-594-8994-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,541 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 1,541 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,466 sqft (0.286 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Porch | Florida Room |
| Porch Area | 366 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 503 E TIMBERLAKE DR |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERLAKE EST 1ST ADD LOT 2 BLK B |
| Legal Range | 25W |
| Legal Township | 02S |
| Legal Section | 15 |
| Legal Subdivision | TIMBERLAKE EST 1ST ADD |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 23100 |
503 E Timberlake Dr is owned and occupied by an individual who bought it in December 2023.
Source: Okaloosa County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING |
| Dec 18, 2023 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on File |
| Deed Sale | Dec 18, 2023 · Amount on File |
| Prior Sale | Apr 19, 2021 · Amount on File |
| Deed Document Number | 20233662466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 503 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 503 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Number | 0003805025 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 3805025 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | SANTA ANA, CA 92707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 18, 2023 |
| Property Address | 503 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Number | 0003662466 |
| Map Reference | MB 6 PG 99 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 3662466 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | PURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1702 CONSERVATION TRL UNIT 201, 201, FORT WALTON BEACH, FL 32547-5084 |
| Name | Verified Name |
|---|
| Document Number | 0003662467 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 3662467 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 503 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Number | 0035401869 |
| Book / Page | 3540 / 1869 |
| Map Reference | MB 6 PG 99 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 3447555 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2125 JEANNIE ST, 2125, NAVARRE, FL 32566-3302 |
| Name | Verified Name |
|---|---|
| Address | 503 E TIMBERLAKE DR, MARY ESTHER, FL 32569-2273 |
| Document Number | 35401870 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 3540/1870 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 503 E Timberlake Dr was $3,351.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,351.00 | $320,603 Land $83,556 Building $237,047 | $320,603 Land $83,556 Building $237,047 |
| 2023 | $3,811.00 (+8.79%) | $311,637 (+6.59%) Land $56,017 Building $255,620 | $311,637 (+6.59%) Land $56,017 Building $255,620 |
| 2022 | $3,503.00 | $292,357 Land $52,353 Building $240,004 | $292,357 Land $52,353 Building $240,004 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 503 E Timberlake Dr in Zone X, an area of minimal flood risk, though there have been 287 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 287 (1991–2021) |
| Claims Outside the SFHA | 104 of 287 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 503 E Timberlake Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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