503 E Pontotoc Ave, Memphis, TN 38126 Property Records

Shelby County property record for 503 E Pontotoc Ave, Memphis, TN 38126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2002
Lot Size	0.104 acres (4,510 sqft)
Owner	Individual Name on Record
Last Sale	$67,500 (Feb 2003)
Tax Bill	$479 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00-7019-0-0006`

Property Details

APN / Parcel Number

Primary APN	`00-7019-0-0006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	4,510 sqft (0.104 acres)
Lot Dimensions	110 ft deep x 41 ft wide
Porch	Open Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	503 E PONTOTOC AVE
City	MEMPHIS
State	TN
Zip	38126-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SDR
Legal Description	SS PONTOTOC 280.5 FT E OF WELLINGTON
Legal Subdivision	SOUTH MEMPHIS
Legal Block	53
Legal Lot Number	3
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	3
Census Block	3032
Census Tract	11401

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	503 E PONTOTOC AVE, MEMPHIS, TN 38126-2110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit INSOUTH BANK
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit INSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2003 · Amount on Record
Deed Sale	Feb 27, 2003 · Amount on Record
Deed Document Number	200338485
Prior Transfer Date	Aug 27, 2001
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	503 E PONTOTOC AVE, MEMPHIS, TN 38126-2110
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E PONTOTOC AVE, MEMPHIS, TN 38126-2110

Mortgage

Document Number	0023022707
Date	Mar 22, 2023
Instrument	23022707

Lender

Name	INSOUTH BANK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	503 E PONTOTOC AVE, MEMPHIS, TN 38126-2110
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021115482
Date	Sep 16, 2021
Instrument	21115482

Lender

Name	INSOUTH BANK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$479.00 (-22.62%)	$17,825 (+75.18%) Land $5,500 Building $12,325	$71,300 (+75.18%) Land $22,000 Building $49,300
2023		$10,175 Land $875 Building $9,300
2022	$619.00
2021			$40,700 Land $3,500 Building $37,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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