503 E Pearl St, Findlay, OH 45840 Property Records

Hancock County property record for 503 E Pearl St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,498 sqft · built 1950
Lot Size	0.235 acres (10,258 sqft)
Owner	Individual Name on Record
Last Sale	$29,000 (Jul 2014)
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Nov 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-302-17-002.000`

Property Details

APN / Parcel Number

Primary APN	`1011-302-17-002.000`
Alternative APN	`590001022049`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,258 sqft (0.235 acres)
Lot Dimensions	108 ft deep x 95 ft wide
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	182 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	503 E PEARL ST
City	FINDLAY
State	OH
Zip	45840-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK ADD LOT 4673-4674 E PT & LOT 4713-4714 WPT & PT ALY
Legal Subdivision	PARK ADD
Legal Lot Number	4673
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1007
Census Tract	1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1619 HILTON AVE, FINDLAY, OH 45840-6742
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2014 · Amount on Record
Deed Sale	Jul 28, 2014 · Amount on Record
Prior Sale	Nov 30, 2006 · Amount on Record
Deed Document Number	20145988
Deed Book / Page	2464 / 1931
Record Updated	Sep 20, 2026

November 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 30, 2006
Property Address	503 E PEARL ST, FINDLAY, OH 45840-5265
Document Number	02308/2145
Book / Page	2308 / 2145
Instrument Date	Nov 28, 2006
Instrument	200600015367
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E PEARL ST, FINDLAY, OH 45840-5265

Mortgage

Document Number	200600015368
Date	Nov 30, 2006
Instrument	200600015368

Lender

Name	FREMONT INVESTMENT & LOAN
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.2%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.2%
Max Rate At Change	12.2%
Index	6-Month LIBOR
Max Rate	15.2%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,198.00 (+3.45%)	$38,090 (+20.08%) Land $5,930 Building $32,160	$108,810 (+20.07%) Land $16,930 Building $91,880
2023	$1,158.00	$31,720 Land $4,940 Building $26,780
2022			$90,620 Land $14,110 Building $76,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

Nearby Properties on E Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures