503 E Oak St, Palatka, FL 32177 Property Records

Putnam County property record for 503 E Oak St, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 975 sqft · built 1971
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$401 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN01-10-26-7200-0050-0020

Property Details

APN / Parcel Number

Primary APN01-10-26-7200-0050-0020
Alternative APN
  • 49315

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Building Area975 sqft Living Area
1st Floor Area975 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchFinished/Open Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number49315
Street Address503 E OAK ST
CityPALATKA
StateFL
Zip32177-8131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEHURST MB3 P61 BLK 5 LOT 2
Legal Range26E
Legal Township10S
Legal Section01
Legal SubdivisionPINEHURST
Legal Block5
Legal Lot Number2
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group1
Census Block1069
Census Tract950700

Owner

Source: Putnam County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address503 E OAK ST, PALATKA, FL 32177-8131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 9, 2006
Transfer Doc0011650606
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address503 E OAK ST, PALATKA, FL 32177-8131
Document Number0015540725
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedOct 7, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address503 E OAK ST PALATKA FL 321778131, PALATKA, FL 32177-8131

Mortgage

Document Number0015540725
DateSep 17, 2019
Book Page001554/000725
Instrument54016579
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2049

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$401.00 (+28.12%) Homeowner's exemption$30,270 (+5.95%)$59,410 (+2.06%) Land $5,150 Building $54,260
2023$313.00 (+3.3%) Homeowner's exemption$28,570 (+2.99%)$58,210 (+21.88%) Land $3,860 Building $54,350
2022$303.00 Homeowner's exemption$27,740$47,760 Land $3,090 Building $44,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2016–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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