503 E Cole St, Heyworth, IL 61745 Property Records

McLean County property record for 503 E Cole St, Heyworth, IL 61745

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,124 sqft · built 1899
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$3,513 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-34-379-023`

Property Details

APN / Parcel Number

Primary APN	`28-34-379-023`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,124 sqft Living Area
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	503 E COLE ST
City	HEYWORTH
State	IL
Zip	61745-7678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EX PT FOL DESC TRACT: BEG 9.2 N OF SW COR PLOT 2: N150, E150, S150, W150 TO POB) LOT 2 OWNERS SUB PT BLK 7 WAKEFIELDS 2ND ADD TO HEYWORTH
Legal Range	02E
Legal Township	22N
Legal Section	34
Legal Subdivision	WAKEFIELDS 2ND
Legal Block	7
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	RANDOLPH
Census Block Group	3
Census Block	3021
Census Tract	5402

Owner

503 E Cole St is owned and occupied by an individual who acquired it in July 2008.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	503 E COLE ST, HEYWORTH, IL 61745-7678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON
Nov 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 6, 2008
Transfer Doc	0000019705
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	503 E COLE ST, HEYWORTH, IL 61745-7678
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008891
Date	Apr 16, 2021
Instrument	2021-00008891

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	HEYWORTH, IL 61745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	503 E COLE ST, HEYWORTH, IL 61745-7678
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800018073
Date	Nov 1, 2018
Instrument	2018-00018073

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly
Min Rate At Change	5%
Max Rate At Change	18%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Randolph Township
Municipality	Heyworth Village
Unified School District	Heyworth Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,633 Land $10,504 Building $43,129	$160,899 Land $31,512 Building $129,387
2024	$3,513.00 (+12.6%)
2023	$3,120.00 (+5.51%)	$43,262 (+9.06%) Land $15,669 Building $27,593	$129,786 (+9.06%) Land $47,007 Building $82,779
2022	$2,957.00	$39,668 Land $14,367 Building $25,301	$119,004 Land $43,101 Building $75,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 E Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 503 E Cole St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEYWORTH serves 2,853 people · EPA ID IL1130650
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MR Systems Wireless Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

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