St. Joseph County property record for 503 E Chicago Rd, White Pigeon, MI 49099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,777 sqft |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,539 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-120-009-00 |
| Primary APN | 045-120-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,135 sqft |
| Basement Area | 1,107 sqft |
| Unfinished Basement | 1,107 sqft |
| Lot Area | 8,276 sqft (0.19 acres) |
|---|---|
| Lot Dimensions | 177 ft deep x 45.5 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 503 E CHICAGO RD |
|---|---|
| City | WHITE PIGEON |
| State | MI |
| Zip | 49099-8727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 2 LAIRD'S ADD SEC 6 T8S R11W VIL OF WHITE PIGEON EXC LD TO E OF LN DESC AS COM 1 FT E OF W LN OF E 65 FT OF SD LOT |
| Legal Range | 11W |
| Legal Township | 08S |
| Legal Section | 06 |
| Legal Subdivision | LAIRDS ADD VILLAGE OF WHITE PI |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | WHITE PIGEON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 41400 |
503 E Chicago Rd is owned and occupied by two individuals who acquired it in May 1999.
Source: St. Joseph County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 E CHICAGO RD, WHITE PIGEON, MI 49099-8727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE MANAGEMENT LLC |
| Dec 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 1999 |
| Deed Sale | May 3, 1999 |
| Prior Sale | Apr 20, 1998 |
| Deed Book / Page | 887 / 681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 19, 2026 |
| Property Address | 503 E CHICAGO RD, WHITE PIGEON, MI 49099-8727 |
| Document Number | 0000006710 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20266710 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 503 E CHICAGO RD, WHITE PIGEON, MI 49099-8727 |
| Document Number | 0000006710, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20266710 |
| Name | EMORTGAGE MANAGEMENT LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | Sep 1, 2047 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 503 E CHICAGO RD, WHITE PIGEON, MI 49099-8727 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 503 E CHICAGO RD, WHITE PIGEON, MI 49099-8727 |
| Document Number | 2025009646 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025009646 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 503 E Chicago Rd was $1,539 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | White Pigeon Township |
| Municipality | White Pigeon Village |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,300 Land $11,400 Building $66,900 | $156,600 Land $22,800 Building $133,800 | |
| 2025 | $1,539.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 503 E Chicago Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 503 E Chicago Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PIGEON serves 1,640 people · EPA ID MI0007070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, Midwest Energy & Communications.
5G (outdoors only) and 4G LTE
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