Keokuk County property record for 503 E Centennial Ave, Keota, IA 52248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1926 |
| Lot Size | 0.227 acres (9,870 sqft) |
| Owner | Individual Name on File |
| Last Sale | $111,500 (May 2023) |
| Tax Bill | $1,324 (2026) |
| Deeds & Mortgages | May 2023 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | KOCOK-034600 |
| Primary APN | KOCOK-034600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,870 sqft (0.227 acres) |
| Lot Dimensions | 70 ft deep x 141 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 503 E CENTENNIAL AVE |
|---|---|
| City | KEOTA |
| State | IA |
| Zip | 52248-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C H ACHARD'S 2ND ADD S 70' LOTS 9 & 10 & S 70' OF E 13' LOT 11 BLK 8 |
| Legal Subdivision | C H ACHARDS 2ND ADD |
| Legal Block | 8 |
| Legal Lot Number | 9-11 |
| Jurisdiction | KEOKUK IA |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 80100 |
503 E Centennial Ave is owned and occupied by an individual who bought it in May 2023.
Source: Keokuk County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 E CENTENNIAL AVE, KEOTA, IA 52248-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO |
| May 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO |
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit HILLS BANK & TRUST CO |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on File |
| Deed Sale | May 3, 2023 · Amount on File |
| Prior Sale | Apr 7, 2022 · Amount on File |
| Deed Document Number | 2023589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEOKUK IA |
| Property Address | 503 E CENTENNIAL AVE, KEOTA, IA 52248-9719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230590 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023-0590 |
| Name | HILLS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEOKUK IA |
| Property Address | 503 E CENTENNIAL AVE, KEOTA, IA 52248-9719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230591 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023-0591 |
| Name | HILLS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEOKUK IA |
| Property Address | 503 E CENTENNIAL AVE, KEOTA, IA 52248-9719 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230377 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 2023-0377 |
| Name | HILLS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEOKUK IA |
| Property Address | 503 E CENTENNIAL AVE, KEOTA, IA 52248-9719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220662 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022 0662 |
| Name | HILLS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 503 E Centennial Ave was $1,324 with a homeowner's exemption, up 94.1% from the year before.
Source: Keokuk County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Keokuk County |
| Municipality | Keota City |
| Unified School District | Keota Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,324.00 (+94.13%) | $98,020 (-) Land $22,960 Building $75,060 | $98,020 (-) Land $22,960 Building $75,060 |
| 2025 | $682.00 Homeowner's exemption | $98,020 Land $22,960 Building $75,060 | $98,020 Land $22,960 Building $75,060 |
| 2024 | $682.00 | ||
| 2023 | $48,510 (+32.76%) Land $14,610 Building $33,900 | $48,510 Land $14,610 Building $33,900 | |
| 2022 | $768.00 | $36,540 Land $14,610 Building $21,930 | |
| 2021 | $36,540 Land $14,610 Building $21,930 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 503 E Centennial Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 503 E Centennial Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEOTA WATER DEPT serves 897 people · EPA ID IA5440028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Liberty Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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