Simpson County property record for 503 E Cedar St, Franklin, KY 42134 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft · built 1948 |
| Lot Size | 0.172 acres (7,497 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $358 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-07-011.00 |
| Primary APN | 014-00-07-011.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,497 sqft (0.172 acres) |
| Lot Dimensions | 153 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 503 E CEDAR ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 503 EAST CEDAR STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970200 |
Source: Simpson County records · APN 014-00-07-011.00
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 E CEDAR ST, FRANKLIN, KY 42134-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SERVICE ONE CU INC |
| Nov 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SERVICE ONE CU INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000168492 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 503 E CEDAR ST, FRANKLIN, KY 42134-1229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FOREMAN WATSON LAND TTL LLC |
| Name | Verified Name |
|---|
| Document Number | M478/18 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | M478/18 |
| Instrument | 1197926 |
| Name | SERVICE ONE CU INC |
|---|---|
| Type | Credit Union |
| Address | BOWLING GREEN, KY 42102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 10-Year TN |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 503 E CEDAR ST, FRANKLIN, KY 42134-1229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M451/464 |
|---|---|
| Date | Nov 09, 2018 |
| Book Page | M451/464 |
| Instrument | 1189092 |
| Name | SERVICE ONE CU INC |
|---|---|
| Type | Credit Union |
| Address | BOWLING GREEN, KY 42102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2028 |
Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358.00 (-11.82%) Homeowner's exemption | $90,000 (-) | $90,000 (-) |
| 2023 | $406.00 Homeowner's exemption | $90,000 | $90,000 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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