503 E Buchanan St, Winterset, IA 50273 Property Records

Madison County property record for 503 E Buchanan St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,675 sqft · built 1900
Lot Size	0.618 acres (26,928 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`820003106051000`

Property Details

APN / Parcel Number

Primary APN	`820003106051000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
1st Floor Area	416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,928 sqft (0.618 acres)
Lot Dimensions	132 ft deep x 204 ft wide
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	135 sqft
Patio Area	230 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	503 E BUCHANAN ST
City	WINTERSET
State	IA
Zip	50273-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5,6,7 & W6'LOT8 BLK 6 NORTH ADDN
Legal Subdivision	NORTH ADDITION
Legal Block	6
Legal Lot Number	5-8
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2031
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 E BUCHANAN ST, WINTERSET, IA 50273-1255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage EARLHAM SAVINGS BANK
Jan 30, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance IOWA BANKERS MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	503 E BUCHANAN ST, WINTERSET, IA 50273-1255
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2504
Date	Aug 23, 2022
Book Page	2022/2504
Instrument	2022 2504

Lender

Name	EARLHAM SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 22, 2062

Interest

Rate Type	Fixed Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IA
Recording Date	Jan 30, 2019
Property Address	503 E BUCHANAN ST, WINTERSET, IA 50273-1255
Document Number	002019/391
Book / Page	2019 / 391
Instrument Date	Jan 11, 2019
Instrument	2019-391
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E BUCHANAN ST, WINTERSET, IA 50273-1255

Mortgage

Document Number	002019/392
Date	Jan 30, 2019
Book Page	2019/392
Instrument	392

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,478.00 Homeowner's exemption	$198,000 (+5.38%) Land $39,300 Building $158,700	$198,000 (+5.38%) Land $39,300 Building $158,700
2024	$3,478.00 (+16.48%)
2023		$187,900 Land $29,500 Building $158,400	$187,900 Land $29,500 Building $158,400
2022	$2,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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