503 E Bay Dr, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 503 E Bay Dr, Sneads Ferry, NC 28460

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,730 sqft · built 1985
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2017)
Tax Bill	$1,602 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`777A-61`

Property Details

APN / Parcel Number

Primary APN	`777A-61`
Alternative APNs	`434126001` `043968`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	434126001
Street Address	503 E BAY DR
City	SNEADS FERRY
State	NC
Zip	28460-9768
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-5
Legal Description	L40 BAYSHORE MARINA & RCQ
Legal Subdivision	BAYSHORE MA+RQ PH 2 SEC 2(R)
Legal Lot Number	40
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2002
Census Tract	405

Owner

503 E Bay Dr, a townhouse, is owned and occupied by an individual who bought it in June 2017.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	503 E BAY DR, SNEADS FERRY, NC 28460-9768
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Oct 22, 1986 · Amount on File
Deed Document Number	20174638-358
Deed Book / Page	4638 / 358
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 29, 2017
Property Address	503 E BAY DR, SNEADS FERRY, NC 28460-9768
Document Number	0046380358
Book / Page	004638 / 000358
Instrument Date	Jun 22, 2017
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1702 FOREST VALLEY RD GREENSBORO NC 274103018, GREENSBORO, NC 27410-3018

Mortgage

Document Number	46380362
Date	Jun 29, 2017
Book Page	004638/000362

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 503 E Bay Dr was $1,602.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,602.00	$319,523 Land $52,000 Building $267,523	$319,523 Land $52,000 Building $267,523
2023	$1,602.00	$244,601 Land $17,000 Building $227,601	$244,601 Land $17,000 Building $227,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 E Bay Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 182 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	182 in force
Nearby Flood Claims	19 (1999–2024)
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 13 claims Hurricane Ophelia, Sep 2005 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 E Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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