503 Debbie Dr, Niantic, IL 62551 Property Records

Macon County property record for 503 Debbie Dr, Niantic, IL 62551

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,270 sqft · built 1974
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Feb 2004)
Tax Bill$3,245 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-10-01-352-019

Property Details

APN / Parcel Number

Primary APN13-10-01-352-019
Alternative APN
  • 10-01-352-019

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,270 sqft Living Area
1st Floor Area1,270 sqft
Basement Area1,270 sqft
Unfinished Basement1,270 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialWood
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number131001352019
Street Address503 DEBBIE DR
CityNIANTIC
StateIL
Zip62551-8048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionVILLAGE VIEW HEIGHTS L 4 04BK3462/286 IRREG 94BK2541/852 62,000
Legal Range01W
Legal Township16N
Legal Section01
Legal SubdivisionVILLAGE VIEW HEIGHTS
JurisdictionMACON IL
Township / Civil DivisionNIANTIC
Census Block Group2
Census Block2038
Census Tract2800

Owner

503 Debbie Dr is owned and occupied by an individual who acquired it in December 2013.

Source: Macon County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address503 DEBBIE DR, NIANTIC, IL 62551-8048
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
DECATUR EARTHMOVER CREDIT UNION
Apr 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
DECATUR EARTHMOVER CREDIT UNION
Jun 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
DECATUR EARTHMOVERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2004 · Amount on File
Deed SaleFeb 1, 2004 · Amount on File
Last Transfer DateDec 19, 2013
Transfer Doc4348/181
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Recording DateJun 11, 2026
Property Address503 DEBBIE DR, NIANTIC, IL 62551-8048
Document Number0000006441
Instrument DateMar 30, 2026
Instrument20266441
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 DEBBIE DR, NIANTIC, IL 62551-8048
InvestorPossibly a Property Investor

Mortgage

Document Number0000006441,
DateJun 11, 2026
Instrument20266441
Lender
NameDECATUR EARTHMOVER CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term118 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate
Rate6.6%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Recording DateApr 7, 2026
Property Address503 DEBBIE DR, NIANTIC, IL 62551-8048
Document Number0000003695
Instrument DateMar 30, 2026
Instrument20263695
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 DEBBIE DR, NIANTIC, IL 62551-8048
InvestorPossibly a Property Investor

Mortgage

Document Number0000003695,
DateApr 7, 2026
Instrument20263695
Lender
NameDECATUR EARTHMOVER CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate
Rate6.6%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address503 DEBBIE DR, NIANTIC, IL 62551-8048
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004955/52
DateJun 12, 2023
Book Page4955/52
Instrument2011750
Lender
NameDECATUR EARTHMOVERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 25, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 503 Debbie Dr was $3,245 with a homeowner's exemption, up 2.3% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionNiantic Township
MunicipalityNiantic Village
Unified School DistrictSangamon Valley Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,245.00 (+2.3%) Homeowner's exemption$44,929 (+3.38%) Land $6,090 Building $38,839$134,801 (+3.38%) Land $18,272 Building $116,529
2024$3,172.00$43,460 Land $5,891 Building $37,569$130,393 Land $17,675 Building $112,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Debbie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Debbie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER-NIANTIC
serves 648 people · EPA ID IL1150400
Water SourcePurchased groundwater from UNITED REGIONAL WATER COOP
Last State InspectionJan 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

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