503 David Dr, Bel Air, MD 21015 Property Records

Harford County property record for 503 David Dr, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,064 sqft · built 1993
Lot Size	0.257 acres (11,190 sqft)
Owner	2 Individual Names on File
Last Sale	$435,500 (Jan 2021)
Tax Bill	$5,110 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2023 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01-238434`

Property Details

APN / Parcel Number

Primary APN	`01-238434`
Alternative APNs	`1238434` `238434`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,064 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,190 sqft (0.257 acres)
Garage Type	Mixed
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	392 sqft
Porch	Slab
Porch Area	135 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	238434
Street Address	503 DAVID DR
City	BEL AIR
State	MD
Zip	21015-6186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 130 11190 SF 503 DAVID DRIVE KINGS CHARTER S1 P 69/91
Legal Subdivision	PLAT II KINGS CHARTER
Legal Lot Number	130
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2003
Census Tract	301106

Owner

503 David Dr is owned and occupied by two individuals who acquired it in March 2023.

Source: Harford County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	503 DAVID DR, BEL AIR, MD 21015-6186
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 16, 2023	Intrafamily Transfer, Transfer
Jan 6, 2021	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Mar 18, 2019	Quit Claim Deed, Transfer TITLE INC
Nov 29, 2017	Quit Claim Deed, Transfer TITLE INC
Nov 29, 2017	Deed, Transfer TITLE INC
May 26, 2017	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	Nov 29, 2017 · Amount on File
Deed Book / Page	14384 / 161
Last Transfer Date	Mar 13, 2023
Transfer Doc	0158480413
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	503 DAVID DR, BEL AIR, MD 21015-6186
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 DAVID DR, BEL AIR, MD 21015-6186

Mortgage

Document Number	0158510174
Date	Mar 20, 2023
Book Page	15851/174

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 7, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Mar 16, 2023
Property Address	503 DAVID DR, BEL AIR, MD 21015-6186
Document Number	0158480413
Book / Page	15848 / 413
Map Reference	MB 69 FO 91
Instrument Date	Mar 13, 2023
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	503 DAVID DR, BEL AIR, MD 21015-6186

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 6, 2021
Property Address	503 DAVID DR, BEL AIR, MD 21015-6186
Document Number	0143840161
Book / Page	14384 / 161
Map Reference	MB 69 FO 91
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KEY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	503 DAVID DR, BEL AIR, MD 21015-6186

Mortgage

Document Number	0014384168
Date	Jan 6, 2021
Instrument	14384/168

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Mar 18, 2019
Property Address	503 DAVID DR, BEL AIR, MD 21015-6186
Document Number	0131910282
Book / Page	13191 / 0282
Map Reference	MB CGH69 FO 91
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	503 DAVID DR, BEL AIR, MD 21015-6186

Mortgage

Document Number	0013191286
Date	Mar 18, 2019
Instrument	13191/286

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 18, 2019
Property Address	503 DAVID DR, BEL AIR, MD 21015-6186
Document Number	0131910279
Book / Page	013191 / 000279
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	503 DAVID DR BEL AIR MD 210156186, BEL AIR, MD 21015-6186

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 29, 2017
Property Address	503 DAVID DR, BEL AIR, MD 21015-6186
Document Number	0126150061
Book / Page	012615 / 000061
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	503 DAVID DR BEL AIR MD 210156186, BEL AIR, MD 21015-6186

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 29, 2017
Property Address	503 DAVID DR, BEL AIR, MD 21015-6186
Document Number	0126150065
Book / Page	12615 / 0065
Map Reference	MB CGH69 FO91
Instrument Date	Sep 25, 2017
Instrument	12615-0065
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,898.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 DAVID DR, BEL AIR, MD 21015-6186

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 26, 2017
Property Address	503 DAVID DR, BEL AIR, MD 21015-6186
Document Number	0123630006
Book / Page	12363 / 0006
Map Reference	MB CGH69 FO91
Instrument Date	May 12, 2017
Instrument	12363-0006
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,527.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	503 DAVID DR, BEL AIR, MD 21015-6186

Mortgage

Document Number	123630014
Date	May 26, 2017
Instrument	12363-0014

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 503 David Dr was $5,110, up 18% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,110.00 (+17.96%)	$468,900 (+8.24%) Land $130,700 Building $338,200	$468,900 (-) Land $130,700 Building $338,200
2025	$4,332.00	$433,200	$468,900 Land $130,700 Building $338,200
2023		$361,800 Land $130,700 Building $231,100	$361,800 Land $130,700 Building $231,100
2022	$3,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 David Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 David Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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