503 Craig St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 503 Craig St, Schenectady, NY 12307

Property Summary

Property TypeTriplex
Details7 bd · 3 ba · 2,950 sqft · built 1900
Lot Size0.066 acres (2,914 sqft)
OwnerIndividual Name on Record
Last Sale$229,000 (Jun 2022)
Tax Bill$6,815 (2026)
Deeds & MortgagesJun 2022 Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN421500 49.41-2-4

Property Details

APN / Parcel Number

Primary APN421500 49.41-2-4
Alternative APN
  • 150004904100020040000000

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area2,950 sqft Total Area
1st Floor Area1,162 sqft
2nd Floor Area1,212 sqft
Upper Floors Area576 sqft
AtticAttic
Attic Area576 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area2,914 sqft (0.066 acres)
Lot Dimensions89.7 ft deep x 32.5 ft wide
PorchSlab
Porch Area338 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address503 CRAIG ST
CitySCHENECTADY
StateNY
Zip12307-1445
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code03 - MULTI
Legal Block2
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1005
Census Tract20900

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address503 CRAIG ST, SCHENECTADY, NY 12307-1445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2022Intrafamily Transfer, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP
Sep 18, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2022 · Amount on Record
Deed SaleJun 6, 2022 · Amount on Record
Prior SaleApr 20, 2007 · Amount on Record
Deed Document Number202229609
Deed Book / Page2086 / 12
Prior Transfer DateAug 24, 2018
Prior Transfer Doc0000041401
Record UpdatedOct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJun 6, 2022
Property Address503 CRAIG ST, SCHENECTADY, NY 12307-1445
Document Number0000029609
Book / Page2086 / 12
Instrument DateMay 26, 2022
Instrument202229609
Transaction TypeTransfer
Record UpdatedJun 20, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address225 RIDGE ST, 225, NEWARK, NJ 07104-5555

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 SANDIDGE WAY, ALBANY, NY 12203-3633

Mortgage

Document Number0000029610
DateJun 6, 2022
Instrument202229610
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 18, 2018
Property Address503 CRAIG ST, SCHENECTADY, NY 12307-1445
Document Number0000041401
Book / Page001995 / 000883
Instrument DateAug 24, 2018
Instrument41401
Transaction TypeTransfer
Record UpdatedOct 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 RIDGE ST NEWARK NJ 071041216, NEWARK, NJ 07104-1216

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,815.00 (+4.25%)
2025$6,537.00 (+36.47%)$95,600 (-) Land $10,000 Building $85,600$158,304 (+30.82%) Land $16,559 Building $141,745
2023$95,600 (+43.33%) Land $10,000 Building $85,600$121,013 (+48.77%) Land $12,658 Building $108,355
2022$66,700 Land $10,000 Building $56,700$81,341 Land $12,195 Building $69,146
2021$4,790.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Massivemesh Networks.

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