Montgomery County property record for 503 Cox St, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,604 sqft · built 1940 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $286,000 (Mar 2022) |
| Tax Bill | $1,145 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Nov 2013 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 11 55 2910 |
| Primary APN | 7538 11 55 2910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,604 sqft Finished Area |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Dimensions | 196 ft deep x 187 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1485617 |
|---|---|
| Street Address | 503 COX ST |
| City | TROY |
| State | NC |
| Zip | 27371-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LEMONS HOUSE FRY ST. |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 11 55 2910
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 COX ST, TROY, NC 27371-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2022 | Warranty Deed, Transfer |
| Nov 26, 2013 | Warranty Deed, Transfer · Conventional Mortgage UMHARRIE BANK |
| May 15, 2007 | Intrafamily Transfer, Transfer |
| May 15, 2007 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2022 · Amount on Record |
| Deed Sale | Mar 03, 2022 · Amount on Record |
| Prior Sale | Nov 26, 2013 · Amount on Record |
| Deed Document Number | 2022372846 |
| Deed Book / Page | 897 / 28 |
| Prior Transfer Date | Dec 28, 2006 |
| Prior Transfer Doc | 000591/602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Mar 03, 2022 |
| Property Address | 503 COX ST, TROY, NC 27371-3307 |
| Document Number | 0000897/28 |
| Book / Page | 897 / 28 |
| Instrument Date | Mar 03, 2022 |
| Instrument | 372846 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $572.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 COX ST, TROY, NC 27371-3307 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Nov 26, 2013 |
| Property Address | 503 COX ST, TROY, NC 27371-3307 |
| Document Number | 000727/647 |
| Book / Page | 727 / 647 |
| Instrument Date | Nov 26, 2013 |
| Instrument | 336246 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 853 OAKMONT DR, ASHEBORO, NC 27205-4235 |
| Name | Verified Name |
|---|---|
| Address | 503 COX ST, TROY, NC 27371-3307 |
| Document Number | 0000336247 |
|---|---|
| Date | Nov 26, 2013 |
| Instrument | 336247 |
| Name | UMHARRIE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2023 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | May 15, 2007 |
| Property Address | 503 COX ST, TROY, NC 27371-3307 |
| Document Number | 000591/604 |
| Book / Page | 591 / 604 |
| Instrument Date | Dec 29, 2006 |
| Instrument | 306405 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $116.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 934, TROY, NC 27371-0934 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | May 15, 2007 |
| Property Address | 503 COX ST, TROY, NC 27371-3307 |
| Document Number | 000591/602 |
| Book / Page | 591 / 602 |
| Instrument Date | Dec 28, 2006 |
| Instrument | 306404 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 503 COX ST, TROY, NC 27371-3307 |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,145.00 | $186,283 (-) Land $20,757 Building $165,526 | $186,283 (-) Land $20,757 Building $165,526 |
| 2023 | $186,283 Land $20,757 Building $165,526 | $186,283 Land $20,757 Building $165,526 |
Source: FEMA National Flood Hazard Layer as of November 22, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 154 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF TROY serves 3,591 people |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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