503 Copper Ridge Rd, Sagle, ID 83860 Property Records

Bonner County property record for 503 Copper Ridge Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,604 sqft · built 2014
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$383,800 (Jan 2018)
Tax Bill	$3,763 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP027240000080A`

Property Details

APN / Parcel Number

Primary APN	`RP027240000080A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,604 sqft Finished Area
1st Floor Area	3,794 sqft
Basement Area	1,608 sqft
Finished Basement	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	503 COPPER RIDGE RD
City	SAGLE
State	ID
Zip	83860-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	25-56N-3W COPPER RIDGE SUBDV LOT 8 CPWRS
Legal Range	03W
Legal Township	56N
Legal Section	25
Legal Subdivision	CPWRS
Legal Lot Number	8
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1015
Census Tract	950801

Owner

503 Copper Ridge Rd is owned and occupied by two individuals who acquired it in December 2022.

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	503 COPPER RIDGE RD, SAGLE, ID 83860-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON CU
May 18, 2017	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Jan 22, 2018	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2018 · Amount on File
Deed Sale	Jan 22, 2018 · Amount on File
Prior Sale	Dec 20, 2005
Deed Document Number	2018917060
Last Transfer Date	Dec 8, 2022
Transfer Doc	0001015030
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	503 COPPER RIDGE RD, SAGLE, ID 83860-4000
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000965716
Date	Sep 18, 2020
Instrument	965716

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 17, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	503 COPPER RIDGE RD, SAGLE, ID 83860-4000
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000905361
Date	May 18, 2017
Instrument	905361

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	8.99%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jan 22, 2018
Property Address	503 COPPER RIDGE RD, SAGLE, ID 83860-4000
Document Number	0000917060
Map Reference	MB7 PG252
Instrument Date	Jan 18, 2018
Instrument	917060
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4571 HARMONY LN, SANTA MARIA, CA 93455-4089

Mortgage

Document Number	0000917061
Date	Jan 22, 2018
Instrument	917061

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 503 Copper Ridge Rd was $3,763 with a homeowner's exemption, up 8.3% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,763.00 (+8.26%) Homeowner's exemption	$1,263,893 (+26.05%) Land $467,992 Building $795,901	$1,263,893 (+26.05%) Land $467,992 Building $795,901
2025	$3,476.00 Homeowner's exemption	$1,002,655 Land $396,872 Building $605,783	$1,002,655 Land $396,872 Building $605,783
2023	$3,872.00 Homeowner's exemption	$1,129,834 Land $436,636 Building $693,198	$1,129,834 Land $436,636 Building $693,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Copper Ridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Copper Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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