503 Cook Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 503 Cook Rd, Carmel, ME 04419

Property Summary

Property Type	Single Family Home
Lot Size	2.95 acres (128,502 sqft)
Owner	Individual Name on Record
Last Sale	$304,020 (May 2026)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Jun 2024 Refinance May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CARM M:1 L:1-11 A`

Property Details

APN / Parcel Number

Primary APN	`CARM M:1 L:1-11 A`
Alternative APNs	`CARM M:0001 L:01-11 A` `M:0001 L:01=11 A` `1056`

Exterior

Architectural Style	Multi-Family
Lot Area	128,502 sqft (2.95 acres)

Location & Zoning

Account Number	1056
Old Parcel Number	CARM M:0001 L:01-11 A
Street Address	503 COOK RD
City	CARMEL
State	ME
Zip	04419-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1-11 A
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2027
Census Tract	11000

Owner

Source: Penobscot County and Carmel Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30 FOREST AVE, ORONO, ME 04473-3647
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
May 12, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Nov 5, 2021	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Book / Page	17868 / 113
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	0162640129
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	503 COOK RD, CARMEL, ME 04419-3711
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0171650089
Date	Jun 7, 2024
Book Page	17165/89
Instrument	12787

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARMEL ME
Recording Date	May 12, 2026
Property Address	503 COOK RD, CARMEL, ME 04419-3711
Document Number	0178680113
Book / Page	17868 / 113
Instrument Date	May 7, 2026
Instrument	202611535
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 FOREST AVE, ORONO, ME 04473-3647

Mortgage

Date	May 12, 2026

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARMEL ME
Recording Date	Nov 5, 2021
Property Address	503 COOK RD, CARMEL, ME 04419-3711
Document Number	0162640129
Book / Page	16264 / 129
Instrument Date	Aug 16, 2021
Instrument	37919
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	503 COOK RD, CARMEL, ME 04419-3711

Mortgage

Document Number	0000037920
Date	Nov 5, 2021
Instrument	37920

Lender

Name	AMERICAN FINANCING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Carmel Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,476.00 (+15.76%)	$156,700 (-) Land $48,000 Building $108,700
2024	$2,139.00 (+8.36%)	$156,700 (-) Land $48,000 Building $108,700
2022	$1,974.00	$156,700 Land $48,000 Building $108,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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