503 Cardinal Dr, Winchester, VA 22602 Property Records

Frederick County property record for 503 Cardinal Dr, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,710 sqft · built 1986
Lot Size	1.05 acres (45,892 sqft)
Owner	Individual Name on Record
Tax Bill	$1,660 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`58A02B-9-2`

Property Details

APN / Parcel Number

Primary APN	`58A02B-9-2`
Alternative APN	`8016860`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	1,710 sqft
Basement Area	168 sqft
Finished Basement	168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,892 sqft (1.05 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8016860
Street Address	503 CARDINAL DR
City	WINCHESTER
State	VA
Zip	22602-3562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	WILDE ACRES L2 BB S9
Legal Subdivision	WILDE ACRES
Legal Block	B
Legal Lot Number	2
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	3
Census Block	3091
Census Tract	50401

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	503 CARDINAL DR, WINCHESTER, VA 22602-3562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Grant Deed, Transfer · FHA Mortgage HOMESPIRE MTG CORP
Aug 27, 2019	Quit Claim Deed, Transfer PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 27, 2019
Property Address	503 CARDINAL DR, WINCHESTER, VA 22602-3562
Document Number	0000008733
Instrument Date	Aug 23, 2019
Instrument	8733
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 CARDINAL DR WINCHESTER VA 226023562, WINCHESTER, VA 22602-3562

Mortgage

Document Number	8734
Date	Aug 27, 2019
Instrument	8734

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 27, 2019
Property Address	503 CARDINAL DR, WINCHESTER, VA 22602-3562
Document Number	0000008731
Instrument Date	Jul 19, 2019
Instrument	8731
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	503 CARDINAL DR WINCHESTER VA 226023562, WINCHESTER, VA 22602-3562
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,660.00 (+10.37%)	$313,296 Land $58,000 Building $255,296	$313,296 Land $58,000 Building $255,296
2025	$1,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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