503 Cadiz Ct, Merced, CA 95341 Property Records

Merced County property record for 503 Cadiz Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,462 sqft · built 2021
Lot Size	0.114 acres (4,972 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Dec 2021)
Tax Bill	$5,274 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jan 2022 Transfer + 3 more
Flood Zone	Zone AO (high risk)
APN	`259-300-033-000`

Property Details

APN / Parcel Number

Primary APN	`259-300-033-000`
Alternative APN	`259-300-033`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
1st Floor Area	1,462 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,972 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-300-033
Street Address	503 CADIZ CT
City	MERCED
State	CA
Zip	95341-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MISSION RANCH PHASE 1 LOT 34
Legal Subdivision	MISSION RANCH PH 01
Legal Lot Number	34
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1008
Census Tract	1604

Owner

503 Cadiz Ct is owned and occupied by an individual who bought it in December 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	503 CADIZ CT, MERCED, CA 95341-8830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage ORO FINANCIAL OF CALIFORNIA INC
Jan 20, 2022	Intrafamily Transfer, Transfer
Dec 13, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 26, 2020	Deed of Trust, Mortgage · Line of Credit AMAZON FUND LLC
May 7, 2019	Grant Deed, Construction Loan · Construction Mortgage MA SWANBERG DDS INC (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	May 7, 2019 · Amount on File
Deed Document Number	202155049
Prior Transfer Date	Dec 12, 2017
Prior Transfer Doc	0000042502
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	503 CADIZ CT, MERCED, CA 95341-8830
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010355
Date	Mar 31, 2017
Instrument	2017-010355

Lender

Name	ORO FINANCIAL OF CALIFORNIA INC
Type	Mortgage Company
Address	FRESNO, CA 93711

Agreement

Amount	Amount on Record

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jan 20, 2022
Property Address	503 CADIZ CT, MERCED, CA 95341-8830
Document Number	0000003474
Map Reference	VOL 76 PG 6-8
Instrument Date	Jan 18, 2022
Instrument	2022003474
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	503 CADIZ CT, MERCED, CA 95341-8830

December 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 13, 2021
Property Address	503 CADIZ CT, MERCED, CA 95341-8830
Document Number	0000055049
Map Reference	VOL 76 PG 6-8
Instrument Date	Dec 10, 2021
Instrument	2021055049
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 CADIZ CT, MERCED, CA 95341-8830

Mortgage

Document Number	0000055050
Date	Dec 13, 2021
Instrument	2021055050

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	503 CADIZ CT, MERCED, CA 95341-8830
Document Number	0000017572
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	503 CADIZ CT MERCED CA 953418830, MERCED, CA 95341-8830

Mortgage

Document Number	0000017572
Date	Jun 2, 2020
Instrument	17572

Lender

Name	AMAZON FUND LLC
Address	1260 41ST AVE # O, CAPITOLA, CA 95010-3929

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 7, 2019
Property Address	503 CADIZ CT, MERCED, CA 95341-8830
Document Number	0000013076
Instrument Date	Apr 15, 2019
Instrument	13076
Transaction Type	Construction Loan
Record Updated	Jun 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$51.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3319 M ST MERCED CA 953482714, MERCED, CA 95348-2714

Mortgage

Document Number	13077
Date	May 7, 2019
Instrument	13077

Lender

Name	MA SWANBERG DDS INC (CT)

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 503 Cadiz Ct was $5,274 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$367,915 (+2%) Land $86,593 Building $281,322
2025	$5,274.00 Homeowner's exemption	$360,702 Land $84,896 Building $275,806
2023	$4,919.00 (+1.72%) Homeowner's exemption	$346,698 Land $81,600 Building $265,098
2022	$4,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 503 Cadiz Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Cadiz Ct is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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