503 Cactus Ct, Pollocksville, NC 28573 Property Records

Craven County property record for 503 Cactus Ct, Pollocksville, NC 28573

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2005
Lot Size	1.17 acres (51,270 sqft)
Owner	2 Individual Names on File
Last Sale	$35,500 (Feb 2005)
Tax Bill	$1,838 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-101-D-117`

Property Details

APN / Parcel Number

Primary APN	`7-101-D-117`
Alternative APN	`97582`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,270 sqft (1.17 acres)
Lot Dimensions	254 ft deep x 65.7 ft wide
Garage Type	Attached
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	97582
Street Address	503 CACTUS CT
City	POLLOCKSVILLE
State	NC
Zip	28573-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 HOME PLACE ESTATES SCT 2
Legal Subdivision	HOME PLACE
Legal Lot Number	117
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3008
Census Tract	961004

Owner

503 Cactus Ct is owned and occupied by two individuals who acquired it in April 2013.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	503 CACTUS CT, POLLOCKSVILLE, NC 28573-8400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 4, 2024	Intrafamily Transfer, Transfer · VA Mortgage ADVANTAGEFIRST LENDING INC
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2005 · Amount on File
Deed Sale	Feb 11, 2005 · Amount on File
Deed Book / Page	2275 / 6
Last Transfer Date	Apr 18, 2013
Transfer Doc	03202/0175
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	May 6, 2026
Property Address	503 CACTUS CT, POLLOCKSVILLE, NC 28573-8400
Document Number	0010155891
Book / Page	3879 / 1022
Instrument Date	May 2, 2026
Instrument	202610155891
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MILESTONE SETTLEMENT LLC, MILESTONE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 CACTUS CT, POLLOCKSVILLE, NC 28573-8400

Mortgage

Document Number	0010155891,
Date	May 6, 2026
Book Page	3879/1022
Instrument	202610155891

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jan 4, 2024
Property Address	503 CACTUS CT, POLLOCKSVILLE, NC 28573-8400
Document Number	03785/1656
Book / Page	3785 / 1656
Map Reference	CAB G SL 193-D&193-E
Instrument Date	Dec 29, 2023
Instrument	10121280
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	NOT AVAILABLE, SILK TITLE AND ESCROW FT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 CACTUS CT, POLLOCKSVILLE, NC 28573-8400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 CACTUS CT, POLLOCKSVILLE, NC 28573-8400

Mortgage

Document Number	0037851660
Date	Jan 4, 2024
Instrument	3785/1660

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	503 CACTUS CT, POLLOCKSVILLE, NC 28573-8400
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03690/1454
Date	Sep 17, 2021
Book Page	3690/1454
Instrument	10083431

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 503 Cactus Ct was $1,838.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,838.00	$380,160 (-) Land $61,280 Building $318,880	$380,160 (-) Land $61,280 Building $318,880
2025		$380,160 Land $61,280 Building $318,880	$380,160 Land $61,280 Building $318,880
2024	$1,838.00 (+0.66%)
2023	$1,826.00 (+7.29%)	$380,160 (+35.4%) Land $61,280 Building $318,880	$380,160 Land $61,280 Building $318,880
2022	$1,702.00	$280,760 Land $61,280 Building $219,480
2018			$280,760 Land $61,280 Building $219,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Cactus Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	18 (2011–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Cactus Ct is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cactus Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures