503 Bluff Dr, Los Banos, CA 93635 Property Records

Merced County property record for 503 Bluff Dr, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1989
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Tax Bill	$2,709 (2025)
Deeds & Mortgages	Jan 2023 Transfer Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`431-192-024-000`

Property Details

APN / Parcel Number

Primary APN	`431-192-024-000`
Alternative APNs	`083282024000` `431-192-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	2,345 sqft
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	431-192-024
Street Address	503 BLUFF DR
City	LOS BANOS
State	CA
Zip	93635-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	CRESTHILLS #1 LOT 23
Legal Subdivision	CRESTHILLS 01
Legal Lot Number	23
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2003
Census Tract	2301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	503 BLUFF DR, LOS BANOS, CA 93635-5119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Correction Deed
Dec 19, 2022	Intrafamily Transfer, Transfer
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 28, 2022
Transfer Doc	0000000132
Record Updated	Oct 29, 2026

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	Jan 4, 2023
Property Address	503 BLUFF DR, LOS BANOS, CA 93635-5119
Document Number	0000000132
Map Reference	VOL 33 PG 46-51
Instrument Date	Dec 29, 2022
Instrument	2023000132
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 BLUFF DR, LOS BANOS, CA 93635-5119

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 19, 2022
Property Address	503 BLUFF DR, LOS BANOS, CA 93635-5119
Document Number	0000042969
Map Reference	VOL 33 PG 46-51
Instrument Date	Dec 14, 2022
Instrument	2022042969
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 BLUFF DR, LOS BANOS, CA 93635-5119

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	503 BLUFF DR, LOS BANOS, CA 93635-5119
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 BLUFF DR, LOS BANOS, CA 93635-5119

Mortgage

Document Number	0000054235
Date	Dec 8, 2021
Instrument	2021054235

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$224,655 (+2%) Land $59,292 Building $165,363
2025	$2,709.00 (+5.94%)	$220,251 (+4.04%) Land $58,130 Building $162,121
2023	$2,557.00 (+2.28%)	$211,701 Land $55,874 Building $155,827
2022	$2,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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