San Diego County property record for 503 Bent Trail Dr, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,793 sqft · built 2004 |
| Lot Size | 0.179 acres (7,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,257,000 (Nov 2024) |
| Tax Bill | $14,767 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-722-23-00 |
| Primary APN | 595-722-23-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,793 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 7,792 sqft (0.179 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 503 BENT TRAIL DR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-4156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF2 |
| Legal Description | LOT 9 TR 014163 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014163 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21306 |
503 Bent Trail Dr is owned by two individuals who bought it in November 2024.
Source: San Diego County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7501 MELROSE ST, BUENA PARK, CA 90621-3253 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 26, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage IWP CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on File |
| Deed Sale | Nov 22, 2024 · Amount on File |
| Prior Sale | Aug 29, 2003 · Amount on File |
| Deed Document Number | 2024325967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 14, 2026 |
| Property Address | 503 BENT TRAIL DR, CHULA VISTA, CA 91914-4156 |
| Document Number | 0000267848 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 2026267848 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | TICOR TITLE COMPANY OC, TICOR TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 503 BENT TRAIL DR, CHULA VISTA, CA 91914-4156 |
| Document Number | 0000267848, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 2026267848 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 503 BENT TRAIL DR, CHULA VISTA, CA 91914-4156 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 503 BENT TRAIL DR, CHULA VISTA, CA 91914-4156 |
| Document Number | 0000267909 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025-0267909 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 503 BENT TRAIL DR, CHULA VISTA, CA 91914-4156 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9923 KIKA CT, SAN DIEGO, CA 92129-5005 |
| Document Number | 0000476731 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022-0476731 |
| Name | IWP CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHULA VISTA, CA 91915 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 503 Bent Trail Dr was $14,767.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,282,140 (+2%) Land $754,800 Building $527,340 | |
| 2025 | $14,767.00 | $1,257,000 Land $740,000 Building $517,000 |
| 2023 | $8,376.00 (+2.89%) Homeowner's exemption | $727,661 Land $225,481 Building $502,180 |
| 2022 | $8,141.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 503 Bent Trail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 503 Bent Trail Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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