503 Bench St SW, Chatfield, MN 55923 Property Records

Fillmore County property record for 503 Bench St SW, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,512 sqft · built 1982
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Aug 2021)
Tax Bill	$4,834 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`26.0334.000`

Property Details

APN / Parcel Number

Primary APN	`26.0334.000`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,512 sqft Heated Area
Gross Area	2,240 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	570 sqft
Parking Spaces	2 Parking Spaces
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	503 BENCH ST SW
City	CHATFIELD
State	MN
Zip	55923-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATFIELDS ORIGINAL PLAT LOT-005 BLOCK-035 LOT 5 BLK 35
Legal Subdivision	CHATFIELDS ORIGINAL PLAT
Legal Block	35
Legal Lot Number	5
Jurisdiction	FILLMORE MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2091
Census Tract	960200

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 BENCH ST SW, CHATFIELD, MN 55923-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WINTRUST MORTGAGE
May 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	2021434292
Prior Transfer Date	Feb 25, 2016
Prior Transfer Doc	0000407210
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Aug 24, 2021
Property Address	503 BENCH ST SW, CHATFIELD, MN 55923-1335
Document Number	434292
Instrument Date	Aug 6, 2021
Instrument	434292
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	503 BENCH ST SW, CHATFIELD, MN 55923-1335

Mortgage

Document Number	434293
Date	Aug 24, 2021
Instrument	434293

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	May 4, 2020
Property Address	503 BENCH ST SW, CHATFIELD, MN 55923-1335
Document Number	426501
Instrument Date	Apr 14, 2020
Instrument	426501
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 STONEGATE CT SW, ROCHESTER, MN 55902-4251

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,834.00 (+100.91%) Homeowner's exemption	$258,600 (+12.24%) Land $21,800 Building $236,800	$258,600 (+12.24%) Land $21,800 Building $236,800
2025		$230,400 (+7.97%) Land $21,800 Building $208,600	$230,400 (+7.97%) Land $21,800 Building $208,600
2023		$213,400 Land $21,800 Building $191,600	$213,400 Land $21,800 Building $191,600
2020	$2,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2001)
Most Recent Claim	Jul 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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