503 Ankeny St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 503 Ankeny St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 696 sqft · built 1896
Lot Size	0.064 acres (2,805 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jun 2022)
Tax Bill	$848 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`8913-13-358-007`

Property Details

APN / Parcel Number

Primary APN	`8913-13-358-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	696 sqft Living Area
1st Floor Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,805 sqft (0.064 acres)
Lot Dimensions	51 ft deep x 55 ft wide
Porch	Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	503 ANKENY ST
City	WATERLOO
State	IA
Zip	50703-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICKER AND BRATNOBERS ADDITION ALL LOT 1 BLK 4 EXC S 65 FT
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	RICKER AND BRATNOBERS ADDITION
Legal Block	4
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2026
Census Tract	1701

Owner

503 Ankeny St is owned and occupied by an individual who bought it in June 2022.

Source: Black Hawk County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	503 ANKENY ST, WATERLOO, IA 50703-2501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Deed Document Number	202225088
Prior Transfer Date	Oct 17, 2014
Prior Transfer Doc	201500010610
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 27, 2022
Property Address	503 ANKENY ST, WATERLOO, IA 50703-2501
Document Number	202200025088
Instrument Date	Jun 24, 2022
Instrument	202200025088
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 ANKENY ST, WATERLOO, IA 50703-2501

Mortgage

Document Number	202200025089
Date	Jun 27, 2022
Instrument	202200025089

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

Mortgage

Document Number	202200025090
Date	Jun 27, 2022
Instrument	202200025090

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 503 Ankeny St was $848 with a homeowner's exemption, up 16.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00 (+16.16%) Homeowner's exemption	$52,400 Land $3,850 Building $48,550	$52,400 Land $3,850 Building $48,550
2024	$730.00
2023		$43,840 (+42.57%) Land $3,850 Building $39,990	$43,840 Land $3,850 Building $39,990
2022	$480.00	$30,750 Land $3,850 Building $26,900
2021			$30,750 Land $3,850 Building $26,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Ankeny St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Ankeny St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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