Delta County property record for 503 5th St, Paonia, CO 81428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,659 sqft · built 2017 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (May 2013) |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Dec 2017 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R023588 |
| Primary APN | R023588 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 1,659 sqft Living Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,464 sqft (0.355 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R023588 |
|---|---|
| Street Address | 503 5TH ST |
| City | PAONIA |
| State | CO |
| Zip | 81428-5023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 503 5TH ST PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: CLARK HOMESTEAD SUBDIVISION LOT: 23A TOTAL 0.355 AC+- (N196.7, S101.00, E122.62, W15.43+116.26) LOT 23A 2ND RESUB OF CLARK HOMESTEAD SUB. PT LOT 23 FIFTH STREET ADD. PT NE4 SEC 6 T14S R91W 6PM. |
| Legal Subdivision | CLARK HOMESTEAD SUBDIVISION |
| Legal Lot Number | 23A |
| Jurisdiction | DELTA CO |
| Township / Civil Division | PAONIA |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 964600 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 838, PAONIA, CO 81428-0838 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Dec 19, 2017 | Deed of Trust, Mortgage · Construction Mortgage FIRST COLORADO NATIONAL BANK |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2013 · Amount on Record |
| Deed Sale | May 16, 2013 · Amount on Record |
| Deed Document Number | 2013666561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 503 5TH ST, PAONIA, CO 81428-5023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000702852 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 702852 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 503 5TH ST, PAONIA, CO 81428-5023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000700279 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 700279 |
| Name | FIRST COLORADO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PAONIA, CO 81428 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 15, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 503 5TH ST, PAONIA, CO 81428-5023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000715407 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 715407 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Paonia Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,699.00 (+23.81%) | $36,087 (+21.33%) Land $9,938 Building $26,149 | $577,377 (+30.06%) Land $159,000 Building $418,377 |
| 2024 | $2,180.00 (+7.81%) | $29,744 (+3.22%) Land $5,365 Building $24,379 | |
| 2023 | $2,022.00 (+60.22%) | $28,816 (+64.99%) Land $5,346 Building $23,470 | $443,941 (+76.67%) Land $80,079 Building $363,862 |
| 2022 | $1,262.00 | $17,465 Land $2,433 Building $15,032 | $251,283 Land $35,000 Building $216,283 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST PAONIA DOMESTIC WATER COMPANY serves 57 people · EPA ID CO0115838 |
|---|---|
| Water Source | Purchased surface water from TOWN OF PAONIA |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jun 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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