503 4th St, Swanton, NE 68445 Property Records

Saline County property record for 503 4th St, Swanton, NE 68445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1930
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2026)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3979-00-0-60105-006-0002`

Property Details

APN / Parcel Number

Primary APN	`3979-00-0-60105-006-0002`
Alternative APN	`760044929`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,080 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1997
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Driveway	Concrete Driveway

Exterior Amenities

Deck Area	312 sqft
Patio Area	361 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	503 4TH ST
City	SWANTON
State	NE
Zip	68445-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	SWANTON VILLAGE FIRST ADDITION LOTS 1-2 BLK. 6
Legal Subdivision	SWANTON VILLAGE FIRST ADDITION
Legal Block	6
Legal Lot Number	1-2
Jurisdiction	SALINE NE
Township / Civil Division	SWAN CREEK
Census Block Group	1
Census Block	1319
Census Tract	960800

Owner

503 4th St is owned and occupied by an individual who bought it in June 2026.

Source: Saline County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	503 4TH ST, SWANTON, NE 68445-2641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage WEST GATE BANK
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit CATTLE BANK & TRUST
Nov 23, 2022	Warranty Deed, Transfer · ARM CATTLE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Nov 23, 2022 · Amount on File
Deed Document Number	20261036
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Jun 11, 2026
Property Address	503 4TH ST, SWANTON, NE 68445-2641
Document Number	0000001036
Instrument Date	Jun 10, 2026
Instrument	20261036
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	HOMESERVICES TITLE, HOME SERVICES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,378.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001037,
Date	Jun 11, 2026
Instrument	20261037

Lender

Name	WEST GATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	503 4TH ST, SWANTON, NE 68445-2641
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 4TH ST, SWANTON, NE 68445-2641

Mortgage

Document Number	0202501429
Date	Sep 18, 2025
Instrument	2025-01429

Lender

Name	CATTLE BANK & TRUST
Type	Bank
Address	LINCOLN, NE 68512

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Nov 23, 2022
Property Address	503 4TH ST, SWANTON, NE 68445-2641
Document Number	0202202014
Instrument Date	Nov 19, 2022
Instrument	2022-02014
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	NOT AVAILABLE, CHARTER T&E SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202202015
Date	Nov 23, 2022
Instrument	2022-02015

Lender

Name	CATTLE BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	10.5%
Index	Prime Rate
Margin	7
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 503 4th St was $1,472.

Source: Saline County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Swanton Village
Unified School District	Tri County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,075 (-4.37%) Land $3,400 Building $104,675	$108,075 (-4.37%) Land $3,400 Building $104,675
2025	$1,472.00	$113,010 Land $1,890 Building $111,120	$113,010 Land $1,890 Building $111,120
2023	$1,107.00	$65,205 Land $1,890 Building $63,315	$65,205 Land $1,890 Building $63,315

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 503 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 4th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF SWANTON serves 88 people · EPA ID NE3115106
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Windstream DSL · Fixed Wireless in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
Viaero Wireless Fixed Wireless	100 / 5
Diode Cable Company Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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