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503 4th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 503 4th Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.142 acres (6,199 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (Feb 2024)
Tax Bill$1,726 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17.00798.00

Property Details

APN / Parcel Number

Primary APN17.00798.00

Exterior

Lot Area6,199 sqft (0.142 acres)

Location & Zoning

Street Address503 4TH AVE NE
CitySAINT CLOUD
StateMN
Zip56304-0109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-009 BLOCK-011
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionST CLOUD PARK
Legal Block11
Legal Lot Number9
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4022
Census Tract21201

Owner

Source: Benton County records · APN 17.00798.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address503 4TH AVE NE, SAINT CLOUD, MN 56304-0109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2024Warranty Deed, Transfer · Commercial Mortgage
PLATINUM BANK
Jan 13, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
BAY EQUITY LLC
Jan 13, 2022Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY LLC
Aug 19, 2020Warranty Deed, Construction Loan · Construction Mortgage
GRANITE COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 07, 2024 · Amount on Record
Deed SaleFeb 07, 2024 · Amount on Record
Prior SaleJan 13, 2022 · Amount on Record
Deed Document Number2024470366
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateFeb 07, 2024
Property Address503 4TH AVE NE, SAINT CLOUD, MN 56304-0109
Document Number0000470366
Instrument DateFeb 02, 2024
Instrument470366
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanyTHE TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$491.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 4TH AVE NE, SAINT CLOUD, MN 56304-0109

Mortgage

Document Number0000470367
DateFeb 07, 2024
Instrument470367
Lender
NamePLATINUM BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 02, 2034

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address503 4TH AVE NE, SAINT CLOUD, MN 56304-0109
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000458141
DateJan 13, 2022
Instrument458141
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJan 13, 2022
Property Address503 4TH AVE NE, SAINT CLOUD, MN 56304-0109
Document Number0000458139
Instrument DateDec 30, 2021
Instrument458139
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyMINNESOTA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$448.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 4TH AVE NE, SAINT CLOUD, MN 56304-0109

Mortgage

Document Number0000458140
DateJan 13, 2022
Instrument458140
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

August 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateAug 19, 2020
Property Address503 4TH AVE NE, SAINT CLOUD, MN 56304-0109
Document Number0000445224
Instrument DateAug 19, 2020
Instrument445224
Transaction TypeConstruction Loan
Record UpdatedAug 15, 2022
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
Tax$110.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3357 RIVIERA RD, SARTELL, MN 56377-9759

Mortgage

Document Number0000445225
DateAug 19, 2020
Instrument445225
Lender
NameGRANITE COMMUNITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueFeb 19, 2021

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,726.00 (+11.93%) Homeowner's exemption$153,300 (+8.26%) Land $25,000 Building $128,300$153,300 (+8.26%) Land $25,000 Building $128,300
2025$1,542.00 (-14.05%) Homeowner's exemption$141,600 (-) Land $25,000 Building $116,600$141,600 (-) Land $25,000 Building $116,600
2023$1,794.00$141,600 Land $25,000 Building $116,600$141,600 Land $25,000 Building $116,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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