503 2nd St NE, Charlottesville, VA 22902 Property Records

Charlottesville City property record for 503 2nd St NE, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,933 sqft · built 1981
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Apr 2026)
Tax Bill	$9,975 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`330019200`

Property Details

APN / Parcel Number

Primary APN	`330019200`
Alternative APN	`48636`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,933 sqft Finished Area
1st Floor Area	742 sqft
2nd Floor Area	742 sqft
Attic	Attic
Attic Area	144 sqft
Basement Area	742 sqft
Finished Basement	700 sqft
Unfinished Basement	731 sqft
Family Room	Family Room
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
Lot Depth	119 ft Depth
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	503 2ND ST NE
City	CHARLOTTESVILLE
State	VA
Zip	22902-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT B-2
Legal Subdivision	NORTH DOWNTOWN-PARK PLAZA
Legal Lot Number	B-2
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	2
Census Block	2008
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlottesville and Albemarle County Courthouse Historic District listed 1982 · 270 contributing resources · NRIS 82004904

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

503 2nd St NE is owned by two individuals who bought it in April 2026.

Source: Charlottesville City records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4812 W ST NW, WASHINGTON, DC 20007-1518
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	20261044
Record Updated	Sep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	Apr 23, 2026
Property Address	503 2ND ST NE, CHARLOTTESVILLE, VA 22902-4637
Document Number	0000001044
Instrument Date	Apr 20, 2026
Instrument	20261044
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO LAND TITLE INSURANCE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437,851.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 W ST NW, WASHINGTON, DC 20007-1518

Mortgage

Document Number	0000001045,
Date	Apr 23, 2026
Instrument	20261045

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.23%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2036
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 503 2nd St NE was $9,975, up 5.9% from the year before.

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,975.00 (+5.91%)	$1,000,400 (+9.63%) Land $158,500 Building $841,900	$1,000,400 (+9.63%) Land $158,500 Building $841,900
2025	$9,418.00	$912,500 Land $149,500 Building $763,000	$912,500 Land $149,500 Building $763,000
2023	$8,408.00 (+9.95%)	$846,200 Land $151,300 Building $694,900	$846,200 Land $151,300 Building $694,900
2022	$7,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 2nd St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 2nd St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20