503 15th St, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 503 15th St, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,876 sqft · built 1940
Lot Size	0.286 acres (12,497 sqft)
Owner	2 Individual Names on File
Last Sale	$43,500 (Apr 1989)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-3610-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-3610-2`
Alternative APNs	`01-28-15-88560-144-0006` `152801885601440006` `R2232`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,876 sqft Heated Area
1st Floor Area	1,876 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,497 sqft (0.286 acres)
Lot Dimensions	100 ft deep x 125 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	344 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2232
Old Parcel Number	152801885601440006
Street Address	503 15TH ST
City	PALM HARBOR
State	FL
Zip	34683-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTHERLAND, TOWN OF BEG SE COR OF BLK 144 TH W 100 FT TH N 125 FT TH E 100 FT TH S 125 FT TO POB
Legal Range	15
Legal Township	28
Legal Section	01
Legal Subdivision	SUTHERLAND, TOWN OF
Legal Block	144
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3000
Census Tract	27207

Owner

503 15th St is owned and occupied by two individuals who bought it in April 1989.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	503 15TH ST, PALM HARBOR, FL 34683-4609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 1989 · Amount on File
Deed Sale	Apr 7, 1989 · Amount on File
Deed Document Number	0000697491
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	503 15TH ST, PALM HARBOR, FL 34683-4609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203642459
Date	Dec 12, 2018
Book Page	20364/2459
Instrument	2018395094

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 503 15th St was $1,976 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 Homeowner's exemption	$143,833	$460,087 Land $214,763 Building $245,324
2023	$1,810.00 (+3.67%) Homeowner's exemption	$135,708 (+3%)	$402,725 (+5.6%) Land $225,620 Building $177,105
2022	$1,746.00 Homeowner's exemption	$131,755	$381,376 Land $246,367 Building $135,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 15th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	4 (1995–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20