5029 Spring Rd, Mccullom Lake (McHenry), IL 60050 Property Records

McHenry County property record for 5029 Spring Rd, Mccullom Lake, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,742 sqft · built 1998
Lot Size	0.55 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,947 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-280-002`

Property Details

APN / Parcel Number

Primary APN	`09-21-280-002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
1st Floor Area	1,742 sqft
Basement Area	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.55 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	356 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5029 SPRING RD
City	MCCULLOM LAKE
State	IL
Zip	60050-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0003771 LT 12 MCCULLOM LAKE GARDENS
Legal Subdivision	MCCULLOM LAKE GARDEN
Legal Block	280
Legal Lot Number	12
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1043
Census Tract	870603

Owner

5029 Spring Rd is owned and occupied by two individuals who acquired it in February 2023.

Source: McHenry County records, as of June 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5029 SPRING RD, MCCULLOM LAKE, IL 60050-2322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023
Deed Sale	Feb 22, 2023
Prior Sale	Aug 29, 2017 · Amount on File
Deed Document Number	20233771
Prior Transfer Date	Feb 8, 2023
Prior Transfer Doc	0000003771
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 22, 2023
Property Address	5029 SPRING RD, MCCULLOM LAKE, IL 60050-2322
Document Number	0000003771
Map Reference	DOC 92R57444
Instrument Date	Feb 8, 2023
Instrument	2023R0003771
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5029 SPRING RD, MCCULLOM LAKE, IL 60050-2322

Mortgage

Document Number	0000003772
Date	Feb 22, 2023
Instrument	2023R0003772

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.5%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 29, 2017
Property Address	5029 SPRING RD, MCCULLOM LAKE, IL 60050-2322
Document Number	0000032114
Map Reference	DOC92R57444
Instrument Date	Jun 19, 2017
Instrument	2017R0032114
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5509 N CUMBERLAND AVE STE 505, 5509, CHICAGO, IL 60656-4748

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5029 SPRING RD, MCCULLOM LAKE, IL 60050-2322

Mortgage

Document Number	0000032115
Date	Aug 29, 2017
Instrument	2017R0032115

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McCullom Lake Village
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,947.00	$105,955 Land $23,757 Building $82,198	$317,865 Land $71,271 Building $246,594
2022	Disabled Person's exemption	$88,065 Land $19,746 Building $68,319	$264,195 Land $59,238 Building $204,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5029 Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5029 Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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