5029 Cloudburst Hill, Columbia, MD 21044 Property Records

Howard County property record for 5029 Cloudburst Hill, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,102 sqft · built 1970
Lot Size	0.464 acres (20,233 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Sep 2026)
Tax Bill	$8,278 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-023597`

Property Details

APN / Parcel Number

Primary APN	`15-023597`
Alternative APN	`023597`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,102 sqft Total Area
Basement Area	235 sqft
Finished Basement	235 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,233 sqft (0.464 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023597
Street Address	5029 CLOUDBURST HL
City	COLUMBIA
State	MD
Zip	21044-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 85 20,233 SQ' 5029 CLOUDBURST HILL RUNNING BROOK S9 A2
Legal Subdivision	CLOUDBURST HILL RUN
Legal Lot Number	85
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	4
Census Block	4006
Census Tract	605401

Owner

5029 Cloudburst Hill is owned and occupied by two individuals who bought it in September 2026.

Source: Howard County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5029 CLOUDBURST HL, COLUMBIA, MD 21044-1501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Jun 28, 1995 · Amount on File
Deed Document Number	2026
Deed Book / Page	23399 / 53
Transfer Doc	2963000588
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 11, 2026
Property Address	5029 CLOUDBURST HL, COLUMBIA, MD 21044-1501
Document Number	2339000053
Book / Page	23399 / 53
Instrument Date	Sep 10, 2026
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5029 CLOUDBURST HL, COLUMBIA, MD 21044-1501
Investor	Possibly a Property Investor

Mortgage

Document Number	2339000060,
Date	Sep 11, 2026
Book Page	23399/60

Lender

Name	COASTAL LENDING GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 5029 Cloudburst Hill was $8,278, up 4.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,278.00 (+4.76%)	$531,367 (+4.78%)	$555,600 (-) Land $294,600 Building $261,000
2025	$7,902.00	$507,133	$555,600 Land $294,600 Building $261,000
2023		$446,633	$482,900 Land $249,600 Building $233,300
2022	$4,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5029 Cloudburst Hill in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 13 condo units
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5029 Cloudburst Hill is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20