Orange County property record for 5028 Mill Stream Rd, Ocoee, FL 34761 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,246 sqft Living Area |
| Lot Size | 10,181 sqft (0.234 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $159,000 (2015) |
| Tax Bill | $2,262.00 (2025) |
| Primary APN | 03-22-28-7859-02-650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,246 sqft Living Area |
| Gross Area | 1,698 sqft Gross Area |
| 1st Floor | 1,246 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,181 sqft (0.234 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 5028 MILL STREAM RD |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-8110 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SAWMILL PHASE 2 25/86 LOT 265 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 03 |
| Legal Subdivision | SAWMILL PH 2 |
| Legal Phase | 2 |
| Legal Tract | 7859 |
| Legal Block | 2 |
| Legal Lot Number | 265 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | WINTER GARDEN-OCOEE |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 15006 |
Source: Orange County records · APN 03-22-28-7859-02-650
Assessment roll updated April 30, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5028 MILL STREAM RD, OCOEE, FL 34761-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on Record |
| Deed Sale | Sep 30, 2015 · Amount on Record |
| Prior Sale | Sep 09, 2004 · Amount on Record |
| Deed Doc Number | 2015509662 |
| Deed Book / Page | 10990 / 2656 |
| Transfer Doc | 6197000843 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 20, 2026 |
| Property Address | 5028 MILL STREAM RD, OCOEE, FL 34761-8110 |
| Document Number | 0000284947 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026284947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 5028 MILL STREAM RD, OCOEE, FL 34761-8110 |
| Document Number | 0000284947, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026284947 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5028 MILL STREAM RD, OCOEE, FL 34761-8110 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5028 MILL STREAM RD, OCOEE, FL 34761-8110 |
| Document Number | 20210353632 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 20210353632 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5028 MILL STREAM RD, OCOEE, FL 34761-8110 |
| Document Number | 0000215266 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 5028 MILL STREAM RD OCOEE FL 347618110, OCOEE, FL 34761-8110 |
| Document Number | 0000215266 |
|---|---|
| Date | Apr 03, 2020 |
| Instrument | 215266 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2050 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,818 (+2.7%) | $257,430 (-1.17%) Land $90,000 Building $167,430 | |
| 2025 | $2,262.00 (+10.02%) Homeowner's exemption | $139,063 (+5.99%) | $260,490 (+8.29%) Land $90,000 Building $170,490 |
| 2024 | $2,056.00 (+3.68%) | ||
| 2023 | $1,983.00 (+3.99%) Homeowner's exemption | $131,208 (+3%) | $240,552 (+10.9%) Land $90,000 Building $150,552 |
| 2022 | $1,907.00 Homeowner's exemption | $127,386 | $216,914 Land $90,000 Building $126,914 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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