5028 Elder St, Mulga, AL 35118 Property Records

Jefferson County property record for 5028 Elder St, Mulga, AL 35118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 2000
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Oct 2018)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00-01-1-002-006.000`

Property Details

APN / Parcel Number

Primary APN	`31-00-01-1-002-006.000`
Alternative APNs	`31011002006000RR00` `32196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,786 sqft Living Area
Gross Area	4,484 sqft
1st Floor Area	1,276 sqft
Upper Floors Area	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Logs
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	199 ft deep x 145 ft wide
Garage Type	Attached

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Porch
Porch Area	352 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	32196
Old Parcel Number	31011002006000RR00
Street Address	5028 ELDER ST
City	MULGA
State	AL
Zip	35118-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM NE COR LOT 8 MEZICK SUR TH W ALONG N LINE OF LOT 185 FT S TO BEG TH CONT W ALONG LINE 145 FT S TH S 199 FT S TH E 145 FT
Legal Range	05W
Legal Township	18S
Legal Section	01
Legal Quarter	NE
Legal Subdivision	MEZICK SUR
Legal Lot Number	8
Jurisdiction	JEFFERSON AL
Township / Civil Division	MAYTOWN-SYLVAN SPRINGS
Census Block Group	3
Census Block	3026
Census Tract	12302

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5028 ELDER ST, SYLVAN SPRINGS, AL 35118-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL
Oct 9, 2018	Warranty Deed, Transfer · Conventional with PMI HOMETOWN LNDRS
Sep 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Prior Sale	Sep 27, 2017
Deed Document Number	2018105305
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	5028 ELDER ST, MULGA, AL 35118-9007
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 ELDER ST, MULGA, AL 35118-9007

Mortgage

Document Number	2021092333
Date	Aug 10, 2021
Instrument	2021092333

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 9, 2018
Property Address	5028 ELDER ST, MULGA, AL 35118-9007
Document Number	0000105305
Instrument Date	Oct 5, 2018
Instrument	105305
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	RELL SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5028 ELDER ST SYLVAN SPRINGS AL 351189007, SYLVAN SPRINGS, AL 35118-9007

Mortgage

Document Number	105306
Date	Oct 9, 2018
Instrument	105306

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 27, 2017
Property Address	5028 ELDER ST, MULGA, AL 35118-9007
Document Number	0000100011
Instrument Date	Sep 6, 2017
Instrument	100011
Transaction Type	Transfer
Record Updated	Oct 2, 2017

Transaction

Amount	Amount Recorded
Tax	$9.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 ELDER ST MULGA AL 351189007, MULGA, AL 35118-9007

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Sylvan Springs Town
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 (+11.94%) Homeowner's exemption	$20,980 (+6.93%)	$223,200 (+13.76%) Land $27,300 Building $195,900
2023		$19,620 Land $2,730 Building $16,890	$196,200 Land $27,300 Building $168,900
2022	$1,022.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MULGA WATER DEPARTMENT serves 5,991 people · EPA ID AL0000755
Water Source	Purchased surface water from CENTRAL ALABAMA WATER
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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