5028 E 43rd Ave, Spokane, WA 99223 Property Records

Spokane County property record for 5028 E 43rd Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 2020
Lot Size	0.215 acres (9,373 sqft)
Owner	2 Individual Names on File
Last Sale	$76,500 (Oct 2019)
Tax Bill	$6,439 (2026)
Deeds & Mortgages	Oct 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`35353.3907`

Property Details

APN / Parcel Number

Primary APN	`35353.3907`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,684 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,373 sqft (0.215 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	63 sqft
Patio Area	160 sqft
Canopy	223 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	5028 E 43RD AVE
City	SPOKANE
State	WA
Zip	99223-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	TWISTED WILLOWS 1ST ADD LT 7 BLK 5 (AFN# 6678471)
Legal Subdivision	TWISTED WILLOWS 1ST ADD
Legal Block	5
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1011
Census Tract	13401

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5028 E 43RD AVE, SPOKANE, WA 99223-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	20196857505
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 25, 2019
Property Address	5028 E 43RD AVE, SPOKANE, WA 99223-1217
Document Number	0006857505
Map Reference	VOL 40 PG 13&14
Instrument Date	Oct 24, 2019
Instrument	6857505
Transaction Type	Construction Loan
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,366.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 S JEFFERSON DR, SPOKANE, WA 99203-1419

Mortgage

Document Number	0006857506
Date	Oct 25, 2019
Instrument	6857506

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year CMT
Margin	3
Max Rate	9%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,439.00 (-10.72%)	$624,500 (-6.37%) Land $150,000 Building $474,500	$624,500 (-6.37%) Land $150,000 Building $474,500
2025	$7,212.00 (+7.15%)
2024		$667,000 (+36.74%) Land $120,000 Building $547,000	$667,000 (+36.74%) Land $120,000 Building $547,000
2023	$6,731.00 (+11.7%)	$487,800 Land $65,000 Building $422,800	$487,800 Land $65,000 Building $422,800
2022	$6,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
Concept Communications Fixed Wireless	100 / 20
Newmax Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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