5028 Calle Arquero, Oceanside, CA 92057 Property Records

San Diego County property record for 5028 Calle Arquero, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,203 sqft · built 2007
Lot Size	0.193 acres (8,403 sqft)
Owner	2 Trust Names on File
Last Sale	$775,000 (Sep 2020)
Tax Bill	$11,018 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`122-590-38-00`

Property Details

APN / Parcel Number

Primary APN	`122-590-38-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,203 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	8,403 sqft (0.193 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5028 CALLE ARQUERO
City	OCEANSIDE
State	CA
Zip	92057-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 65 TR 015386
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015386
Legal Block	3
Legal Lot Number	65
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

5028 Calle Arquero is owner-occupied and held in a trust since September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 26, 2026	Intrafamily Transfer, Transfer
Sep 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2020	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Dec 17, 2009 · Amount on File
Deed Document Number	2020541464
Prior Transfer Date	Apr 24, 2018
Prior Transfer Doc	0000163687
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2026
Property Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Document Number	0000191578
Instrument Date	Jun 29, 2026
Instrument	2026191578
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2026
Property Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Document Number	0000082817
Map Reference	MAP 15386
Instrument Date	Mar 23, 2026
Instrument	2026-0082817
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Investor	Possibly a Property Investor

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732

Mortgage

Document Number	0000669195
Date	Sep 22, 2021
Instrument	2021-0669195

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226226
Date	Jun 5, 2018
Instrument	2018-0226226

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2020
Property Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Document Number	0000541464
Map Reference	DOC 2006-0505206
Instrument Date	Sep 8, 2020
Instrument	2020-0541464
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732

Mortgage

Document Number	0000541465
Date	Sep 15, 2020
Instrument	2020-0541465

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2018
Property Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Document Number	0000163687
Instrument Date	Apr 24, 2018
Instrument	163687
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5028 CALLE ARQUERO OCEANSIDE CA 920572732, OCEANSIDE, CA 92057-2732

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2018
Property Address	5028 CALLE ARQUERO, OCEANSIDE, CA 92057-2732
Document Number	0000163686
Instrument Date	Apr 24, 2018
Instrument	163686
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5028 CALLE ARQUERO OCEANSIDE CA 920572732, OCEANSIDE, CA 92057-2732

Tax Assessment & Valuation

The 2025 property tax bill for 5028 Calle Arquero was $11,018, down 1.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,811 (+2%) Land $351,038 Building $519,773
2025	$11,018.00 (-1.56%)	$853,737 Land $344,155 Building $509,582
2024	$11,193.00 (+2.19%)
2023	$10,953.00 (+1.39%)	$820,588 Land $330,792 Building $489,796
2022	$10,803.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5028 Calle Arquero in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5028 Calle Arquero is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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