5026 Pine Ave, Youngstown, FL 32466 Property Records

Bay County property record for 5026 Pine Ave, Youngstown, FL 32466

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,289 sqft · built 2022
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Sep 2022)
Tax Bill$2,043 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05356-027-000

Property Details

APN / Parcel Number

Primary APN05356-027-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,289 sqft Living Area
Gross Area1,619 sqft
1st Floor Area1,289 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area330 sqft
DrivewayDriveway
Driveway Area400 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5026 PINE AVE
CityYOUNGSTOWN
StateFL
Zip32466-2610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC15
Legal DescriptionBAYHEAD PARK PLAT LOT 12 BLK 34 ORB 4613 P 327
Legal Range13W
Legal Township02S
Legal Section18
Legal SubdivisionBAYHEAD PARK PLAT
Legal Block34
Legal Lot Number12
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2048
Census Tract402

Owner

Source: Bay County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5026 PINE AVE, YOUNGSTOWN, FL 32466-2610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2022 · Amount on Record
Deed SaleSep 22, 2022 · Amount on Record
Deed Document Number202270326
Deed Book / Page4613 / 327
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 22, 2022
Property Address5026 PINE AVE, YOUNGSTOWN, FL 32466-2610
Document Number0046130327
Book / Page4613 / 327
Map ReferenceMB 6 PG 37
Instrument DateSep 21, 2022
Instrument2022070326
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanySOUTH OAK TITLE PANAMA CITY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4034 HOBBS RD, PANAMA CITY, FL 32409-2186

Transferred To (Grantee/Buyer)

NameVerified Name
Address5026 PINE AVE, YOUNGSTOWN, FL 32466-2610

Mortgage

Document Number0004613329
DateSep 22, 2022
Instrument4613/329
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Mortgage

Document Number0046130342
DateSep 22, 2022
Book Page4613/342
Instrument2022070328
Lender
NameBAY COUNTY BOARD OF COUNTY COMMISSIONERS
TypeGovernment Agency
AddressPANAMA CITY, FL 32401
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,043.00 (+1.54%) Homeowner's exemption$204,758 (+2.9%)$210,561 (+5.82%) Land $13,550 Building $197,011
2024$2,012.00 (-0.59%) Homeowner's exemption$198,987 (+0.76%) Land $12,600 Building $186,387$198,987 (+0.76%) Land $12,600 Building $186,387
2023$2,024.00 (+1,903.96%) Homeowner's exemption$197,487 (+2,156.99%) Land $11,100 Building $186,387$197,487 (+2,156.99%) Land $11,100 Building $186,387
2022$101.00$8,750 Land $8,750$8,750 Land $8,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims10 (2018–2021)
Claims Outside the SFHA5 of 10
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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