5026 Middlesex Dr, Louisville, KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 5026 Middlesex Dr, Louisville, KY 40245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,545 sqft · built 2002
Lot Size0.142 acres (6,194 sqft)
Owner2 Individual Names on File
Last Sale$224,500 (Feb 2020)
Tax Bill$2,505 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21340601990000

Property Details

APN / Parcel Number

Primary APN21340601990000
Alternative APNs
  • 340601990000
  • 01017526

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,545 sqft Finished Area
FlooringCovered
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,194 sqft (0.142 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number01017526
Street Address5026 MIDDLESEX DR
CityLOUISVILLE
StateKY
Zip40245-6486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDEN
Legal DescriptionLOT 199 BAY TREE SUBDIVISION SEC.4, PB.47, PG.78, 0.1422 AC +/-
Legal SubdivisionBAY TREE SUBDIVISION
Legal TractEE
Legal Lot Number199
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group2
Census Block2017
Census Tract10324

Owner

5026 Middlesex Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner of Record2 Individual Names on File
Mailing Address5026 MIDDLESEX DR, LOUISVILLE, KY 40245-6486
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 25, 2020Warranty Deed, Transfer · Conventional with PMI
PARK CMNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2020 · Amount on File
Deed SaleFeb 25, 2020 · Amount on File
Prior SaleAug 19, 2009 · Amount on File
Deed Document Number202038266
Deed Book / Page11626 / 975
Prior Transfer DateOct 19, 2012
Prior Transfer DocDN2012157836
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address5026 MIDDLESEX DR, COLDSTREAM, KY 40245-6486
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5026 MIDDLESEX DR, LOUISVILLE, KY 40245-6486

Mortgage

Document Number0000109315
DateMay 12, 2022
Book PageM 18081/49
Instrument2022109315
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMay 3, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateFeb 25, 2020
Property Address5026 MIDDLESEX DR, COLDSTREAM, KY 40245-6486
Document Number0116260975
Book / Page011626 / 000975
Instrument DateFeb 20, 2020
Instrument38266
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyLENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5026 MIDDLESEX DR LOUISVILLE KY 402456486, LOUISVILLE, KY 40245-6486

Mortgage

Document Number163770274
DateFeb 25, 2020
Book Page016377/000274
Instrument38267
Lender
NamePARK CMNTY CU
AddressLOUISVILLE, KY 40299
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 24, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 5026 Middlesex Dr was $2,505.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,505.00$224,500 Land $30,000 Building $194,500
2024$224,500 (-) Land $30,000 Building $194,500
2023$2,599.00 (-0.35%)$224,500 (-) Land $30,000 Building $194,500$224,500 (-) Land $30,000 Building $194,500
2022$2,608.00$224,500 Land $30,000 Building $194,500$224,500 Land $30,000 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5026 Middlesex Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5026 Middlesex Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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