Louisville/Jefferson County Metro Government property record for 5026 Middlesex Dr, Louisville, KY 40245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,545 sqft · built 2002 |
| Lot Size | 0.142 acres (6,194 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,500 (Feb 2020) |
| Tax Bill | $2,505 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21340601990000 |
| Primary APN | 21340601990000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,545 sqft Finished Area |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,194 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01017526 |
|---|---|
| Street Address | 5026 MIDDLESEX DR |
| City | LOUISVILLE |
| State | KY |
| Zip | 40245-6486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5-RESIDEN |
| Legal Description | LOT 199 BAY TREE SUBDIVISION SEC.4, PB.47, PG.78, 0.1422 AC +/- |
| Legal Subdivision | BAY TREE SUBDIVISION |
| Legal Tract | EE |
| Legal Lot Number | 199 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10324 |
5026 Middlesex Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5026 MIDDLESEX DR, LOUISVILLE, KY 40245-6486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 25, 2020 | Warranty Deed, Transfer · Conventional with PMI PARK CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on File |
| Deed Sale | Feb 25, 2020 · Amount on File |
| Prior Sale | Aug 19, 2009 · Amount on File |
| Deed Document Number | 202038266 |
| Deed Book / Page | 11626 / 975 |
| Prior Transfer Date | Oct 19, 2012 |
| Prior Transfer Doc | DN2012157836 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 5026 MIDDLESEX DR, COLDSTREAM, KY 40245-6486 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5026 MIDDLESEX DR, LOUISVILLE, KY 40245-6486 |
| Document Number | 0000109315 |
|---|---|
| Date | May 12, 2022 |
| Book Page | M 18081/49 |
| Instrument | 2022109315 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 3, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Feb 25, 2020 |
| Property Address | 5026 MIDDLESEX DR, COLDSTREAM, KY 40245-6486 |
| Document Number | 0116260975 |
| Book / Page | 011626 / 000975 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 38266 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | LENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5026 MIDDLESEX DR LOUISVILLE KY 402456486, LOUISVILLE, KY 40245-6486 |
| Document Number | 163770274 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 016377/000274 |
| Instrument | 38267 |
| Name | PARK CMNTY CU |
|---|---|
| Address | LOUISVILLE, KY 40299 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 5026 Middlesex Dr was $2,505.
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Coldstream City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,505.00 | $224,500 Land $30,000 Building $194,500 | |
| 2024 | $224,500 (-) Land $30,000 Building $194,500 | ||
| 2023 | $2,599.00 (-0.35%) | $224,500 (-) Land $30,000 Building $194,500 | $224,500 (-) Land $30,000 Building $194,500 |
| 2022 | $2,608.00 | $224,500 Land $30,000 Building $194,500 | $224,500 Land $30,000 Building $194,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5026 Middlesex Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5026 Middlesex Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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