5026 Bluff Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 5026 Bluff Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 968 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2024)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Dec 2023 Sale Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-493-0206`

Property Details

APN / Parcel Number

Primary APN	`65-493-0206`
Alternative APNs	`65-00493-0206` `29449`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	640 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	190 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29449
Street Address	5026 BLUFF RD
City	BIG LAKE
State	MN
Zip	55309-8965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 2
Legal Range	28W
Legal Township	33N
Legal Section	13
Legal Subdivision	MITCHELL LAKE RIDGE SECOND ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1021
Census Tract	30406

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5026 BLUFF RD, BIG LAKE, MN 55309-8965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer
Nov 3, 2023	Warranty Deed, Transfer
Nov 3, 2023	Affidavit of Death, Transfer
Jun 5, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	2024971221
Prior Transfer Date	Nov 3, 2023
Prior Transfer Doc	0000963397
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Dec 29, 2023
Property Address	5026 BLUFF RD, BIG LAKE, MN 55309-8965
Document Number	0000965239
Instrument Date	Dec 29, 2023
Instrument	965239
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Amount	Amount Recorded
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 MINNESOTA AVE, BIG LAKE, MN 55309-9482

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 3, 2023
Property Address	5026 BLUFF RD, BIG LAKE, MN 55309-8965
Document Number	0000963398
Instrument Date	Nov 1, 2023
Instrument	963398
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount Recorded
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 SHINGLE CREEK PKWY STE 600, 600, BROOKLYN CENTER, MN 55430-2170

November 2023: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SHERBURNE MN
Recording Date	Nov 3, 2023
Property Address	5026 BLUFF RD, BIG LAKE, MN 55309-8965
Document Number	0000963397
Instrument Date	Nov 1, 2023
Instrument	963397
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5026 BLUFF RD, BIG LAKE, MN 55309-8965

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	5026 BLUFF RD, BIG LAKE, MN 55309-8965
Document Number	0000875128
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5026 BLUFF RD BIG LAKE MN 553098965, BIG LAKE, MN 55309-8965

Mortgage

Document Number	0000875128
Date	Jul 17, 2019
Instrument	875128

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,400 (-) Land $80,000 Building $236,400	$316,400 (-) Land $80,000 Building $236,400
2025	$3,836.00 (+15.26%)	$316,400 (+10.71%) Land $80,000 Building $236,400	$316,400 (+10.71%) Land $80,000 Building $236,400
2023	$3,328.00	$285,800 Land $80,700 Building $205,100
2021			$285,800 Land $80,700 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

May also be available: SkyNet Broadband, Verizon.

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