5025 Stephens Rd, Gainesville, GA 30504 Property Records

Hall County property record for 5025 Stephens Rd, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1983
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2022)
Tax Bill	$2,886 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-065-000-013`

Property Details

APN / Parcel Number

Primary APN	`08-065-000-013`
Alternative APN	`16360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,654 sqft Heated Area
1st Floor Area	1,654 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	162 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	441 sqft
Carport	Carport
Carport Area	441 sqft

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16360
Street Address	5025 STEPHENS RD
City	GAINESVILLE
State	GA
Zip	30504-8258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	SOUTHGATE LT 1
Legal Subdivision	SOUTHGATE
Legal Lot Number	1
Jurisdiction	HALL GA
Township / Civil Division	OAKWOOD
Census Block Group	3
Census Block	3012
Census Tract	1402

Owner

5025 Stephens Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5025 STEPHENS RD, GAINESVILLE, GA 30504-8258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage FREEDOM MORTGAGE
Dec 9, 2022	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	202210459
Deed Book / Page	9236 / 364
Prior Transfer Date	Oct 16, 2006
Prior Transfer Doc	0005844323
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5025 STEPHENS RD, GAINESVILLE, GA 30504-8258
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5025 STEPHENS RD, GAINESVILLE, GA 30504-8258

Mortgage

Document Number	0097520000000303
Date	Nov 10, 2025
Book Page	0000009752/0000000303

Lender

Name	FREEDOM MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Dec 9, 2022
Property Address	5025 STEPHENS RD, GAINESVILLE, GA 30504-8258
Document Number	0092360364
Book / Page	9236 / 364
Instrument Date	Dec 9, 2022
Instrument	2022-010459
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5025 STEPHENS RD, GAINESVILLE, GA 30504-8258

Mortgage

Document Number	0009236366
Date	Dec 9, 2022
Instrument	9236/366

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Nov 20, 2020
Property Address	5025 STEPHENS RD, GAINESVILLE, GA 30504-8258
Document Number	0086520069
Book / Page	8652 / 69
Instrument Date	Nov 20, 2020
Instrument	2020-009438
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5025 STEPHENS RD, OAKWOOD, GA 30566
Investor	Possibly a Property Investor

Mortgage

Document Number	0086520000000072
Date	Nov 20, 2020
Book Page	0000008652/0000000072

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5025 STEPHENS RD, GAINESVILLE, GA 30504-8258
Document Number	0082340112
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5025 STEPHENS RD GAINESVILLE GA 305048258, GAINESVILLE, GA 30504-8258

Mortgage

Document Number	0082340112
Date	Mar 18, 2019
Book Page	008234/000112

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 17, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5025 Stephens Rd was $2,886 with a homeowner's exemption, up 2.9% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,886.00 (+2.85%) Homeowner's exemption	$129,280 (+1.19%) Land $8,680 Building $120,600	$323,200 (+1.19%) Land $21,700 Building $301,500
2025	$2,806.00 Homeowner's exemption	$127,760 Land $8,680 Building $119,080	$319,400 Land $21,700 Building $297,700
2023	$3,012.00 (+41.08%) Homeowner's exemption	$116,120 (+47.81%) Land $8,680 Building $107,440	$290,300 (+47.81%) Land $21,700 Building $268,600
2022	$2,135.00	$78,560 Land $8,680 Building $69,880	$196,400 Land $21,700 Building $174,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5025 Stephens Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5025 Stephens Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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